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320 Belle Isle Ave, Belleair Beach, FL, 33786

3beds
4baths
2,470sqft
$1,899,000
$769price/sqft
$12,609/moest. monthly cost
$504,360/yrincome needed

About This Home

Completely Renovated Waterfront Luxury Home in Belleair Beach! Welcome to 320 Belle Isle Avenue, a beautifully reimagined coastal residence offering the very best in Florida waterfront living. This elevated home (9.9 ft above sea level) had no interior flooding during any hurricanes, providing added peace of mind in a premium location. This turn-key property has undergone a complete renovation inside and out, blending modern elegance with thoughtful functionality. Features include all-new wide-plank flooring, fresh interior/exterior paint, upgraded lighting throughout, epoxy garage flooring, custom tile entry, a fully remodeled chef’s kitchen with an oversized peninsula and high-end Kitchen Aid appliances. The luxurious primary suite boasts a spa-inspired bath with wet room, commercial grade steam shower and a custom walk-in closet. All bathrooms have been fully remodeled, including a stylish pool bath and a third full bathroom was added for enhanced convenience. Outdoor living shines with a resurfaced pool, new pavered pool deck, new pool pump and heater, upgraded outdoor kitchen and shower, new pavered driveway, refreshed tropical landscaping, and a resurfaced waterfront deck with storage underneath. All-new impact-rated windows and doors and a new garage door adds efficiency and storm protection. The seawall and dock have both been redone, featuring a 16,000 lb boat lift and 8,000 lb dual jet ski lift with kayak/sup launch. This is a rare opportunity to own in the highly sought after Belleair Beach community. Direct water access with close proximity to the Gulf, popular beaches, shopping and dining are the epitome of Florida living. This home offers elevated peace of mind, luxurious finishes and the relaxed elegance that coastal living dreams are made of.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

7/10
4/10
Largo Middle SchoolGrades 6-83.6 mi
5/10
Largo High SchoolGrades PK,9-123.2 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Concrete,Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Oven,Dishwasher,Disposal,Dryer,Gas Water Heater,Range,Range Hood,Refrigerator,Tankless Water Heater,Wine Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Coffered Ceiling(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat,Vaulted Ceiling(s)
  • Door features: Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Sliding Doors
  • Window features: Skylight(s)
  • Flooring: Luxury Vinyl,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,243
  • Total interior livable area: 2,470 sqft

Kitchen

  • Level: First
  • Area: 220
  • Dimensions: 20x11

Living Room

  • Level: First
  • Area: 285
  • Dimensions: 19x15

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 208
  • Dimensions: 16x13

Property

Details

  • Parcel number: 302915073170000890
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Heated,In Ground,Lighting,Outside Bath Access,Screen Enclosure,Tile
  • Exterior features: Irrigation System,Lighting,Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Private Mailbox,Rain Gutters,Storage
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Saltwater,Bay/Harbor Access,Bayou Access,Beach Access,Saltwater Canal Access,Gulf/Ocean Access,Gulf/Ocean to Bay Access,Intracoastal Waterway Access,Lift,Seawall

Lot

  • Lot size: 9,601 sqft
  • Lot size dimensions: 80 x 116

Parking

  • Total spaces: 2
  • Parking features: Circular Driveway,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,602$115,224
Home Insurance *$440$5,280
Property Taxes $2,319$27,828
Electricity $248$2,982
Total$12,609$151,308
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$432,308/yr
40% on housing$378,270/yr
45% on housing$336,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$769This listing

vs Other Active Listings

Avg $/sqft

ZIP 33786$762
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33786$483
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$2,089,000
2025-12-03Price change$2,189,000
2025-10-24Listed for sale$2,290,000
2024-02-27Listing removed$1,450,000
2021-09-30Sold$1,365,000
2021-08-27Pending sale$1,450,000
2021-06-04Listing removed--
2021-06-03Listed for sale$1,569,999
1996-08-07Sold$320,000
1994-12-30Sold$349,000

For Sale by Agent

AgentNicole Patneaude
BrokeragePINEYWOODS REALTY LLC

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