311 Francesca Ct, Oswego, IL, 60543
About This Home
Welcome to Tranquil Waterfront Living on the Ponds at Mill Race! Experience breathtaking waterfront views from this beautifully situated premium tree-lined lot overlooking the picturesque pond. Relax with your morning coffee or unwind at sunset on the stamped concrete patio, surrounded by the serenity of nature. This exceptional home is designed for both everyday comfort and effortless entertaining. The serene enclosed sunroom provides the perfect space to gather with family and friends while enjoying year-round pond views. Highlights include: Premium waterfront lot with stunning pond views, Beautiful tree-lined setting offering privacy and tranquility, located at the end of a cul-de-sac, Spacious living room with soaring vaulted ceilings, Generous Master Bedroom featuring an Ensuite bath and abundant closet space, enclosed sunroom perfect for entertaining or relaxing, Stamped concrete patio overlooking the water and an Oversized 3-car garage with ample storage Whether you're seeking peaceful waterfront living or a home designed for hosting memorable gatherings, this Ponds at Mill Race gem offers the perfect blend of comfort, beauty, and convenience. Close to shopping, schools and nearby bike paths that lead you to the Fox River bike path. Don't miss this opportunity to enjoy waterfront living at its finest!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished,Full
Bedroom2
- Level: Second
- Area: 110
- Dimensions: 10X11
Bedroom3
- Level: Second
- Area: 110
- Dimensions: 10X11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Den
- Level: Basement
- Area: 363
- Dimensions: 11X33
Dining Room
- Level: Main
- Area: 99
- Dimensions: 9X11
Family Room
- Level: Main
- Area: 308
- Dimensions: 22X14
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 363
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 363
- Total interior livable area: 2,455 sqft
Kitchen
- Level: Main
- Area: 180
- Dimensions: 18X10
Living Room
- Level: Main
- Area: 210
- Dimensions: 15X14
Loft
- Level: Second
- Area: 210
- Dimensions: 15X14
Master Bedroom
- Features: Bathroom (Full)
- Level: Second
- Area: 195
- Dimensions: 13X15
Walk In Closet
- Level: Second
- Area: 100
- Dimensions: 10X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0309159007
- Special condition: None
Features
- Stories: 2
- Has view: Yes
- View description: Water,Back of Property
- Has water view: Yes
- Water view: Water,Back of Property
- On waterfront: Yes
- Waterfront features: Pond,Waterfront
- Waterbody name: PONDS AT MILL RACE
Lot
- Lot size: 0.45 Acres
- Features: Cul-De-Sac,Water Rights,Pie Shaped Lot
- Lot size dimensions: 180x44x186x149
Parking
- Total spaces: 3
- Parking features: Garage Door Opener,Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,427 | $29,124 |
| Home Insurance * | $191 | $2,292 |
| Property Taxes | $911 | $10,932 |
| Electricity | $188 | $2,265 |
| Total | $3,717 | $44,604 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $480,000 |
| 2001-10-15 | Sold | $240,000 |
| 1997-04-02 | Sold | $206,500 |
For Sale by Agent
View on Zillow