2223 Philippine Dr APT 35, Clearwater, FL, 33763
About This Home
Beautifully remodeled condo located in the highly sought-after On Top of the World, a premier 55+ community offering retirement living at its finest! This spacious 2-bedroom, 2.5-bathroom residence features 1,680 heated square feet, making it one of the larger floor plans in the community. Designed for comfort and convenience, this home includes a private in-unit laundry room and is truly move-in ready. Enjoy a long list of brand-new upgrades, including luxury vinyl flooring with sound-reducing underlayment, refinished kitchen cabinets paired with elegant quartz countertops, stainless steel appliances, a new garbage disposal, updates in all 3 bathrooms, fresh interior paint, updated electrical outlets, modern LED lighting fixtures, new fans, decorative shutters, and updated plumbing under all sinks with new water shut-offs. Every detail has been thoughtfully updated to provide a modern, low-maintenance lifestyle. The association offers exceptional value, covering exterior building maintenance—including the roof and landscaping—gated security, trash removal, cable TV, and more, giving you peace of mind and easy living. The lifestyle here is truly second to none. Residents enjoy access to two championship golf courses free of charge, two large swimming pools, tennis and pickleball courts, a fully equipped fitness center, hobby studios, a fishing pier, kayaking, a dog park, and a convenient free community shuttle—all just steps from your door. This unit represents an exceptional opportunity to own one of the larger floor plans available in this class of building, ideally situated within one of the most desirable locations in the community. Priced to sell and ready to show. Come experience for yourself why On Top of the World has remained one of Florida’s most beloved active adult communities for decades.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: Condo
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Room
Bathroom2
- Level: First
- Area: 56
- Dimensions: 7x8
Bedroom2
- Features: Pantry,Walk-In Closet(s)
- Level: First
- Area: 234
- Dimensions: 13x18
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
- Area: 162
- Dimensions: 18x9
Features
- Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
- Window features: Shutters,Window Treatments
- Flooring: Luxury Vinyl,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air
Interior Area
- Total structure area: 1,680
- Total interior livable area: 1,680 sqft
Kitchen
- Features: Pantry,Kitchen Island,Stone Counters
- Level: First
- Area: 162
- Dimensions: 18x9
Laundry
- Features: Built-in Features
- Level: First
- Area: 45
- Dimensions: 5x9
Living Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 312
- Dimensions: 13x24
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 273
- Dimensions: 13x21
Property
Details
- Parcel number: 312816641230850350
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Storage
- Has view: Yes
- View description: Water,Lake
- Has water view: Yes
- Water view: Water,Lake
- Waterfront features: Lake
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,516 | $18,192 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $254 | $3,048 |
| Electricity | $197 | $2,366 |
| Total | $2,116 | $25,392 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-06 | Price change | $320,000 |
| 2026-04-09 | Listed for sale | $335,000 |
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