1040 PALM DRIVE, Belleair Beach, FL, 33786
About This Home
Welcome to 1040 Palm Drive Belleair Beach — a coastal retreat just steps away from Pinellas County's world-renowned sugar-sand beaches and close to restaurants, shopping, and more. Every room has been fully renovated with beautiful high-end finishes; no expense was spared blending classic Florida charm with modern luxury. Step inside and be captivated by the chef-inspired kitchen with quartz countertops, top of the line appliances, an oversized island, coffee bar, and if it couldn’t get any better a walk-in pantry. With 2341 sq. ft. of living space this home offers 3 bedrooms, 3 full baths, a formal living room, and an enormous family room with a wood burning fireplace [the perfect backdrop for the holidays]. The thoughtful open-concept floor plan is perfect for hosting dinners, holidays, and out of town guests. Step into the serene primary suite, set apart from the guest wing, featuring a luxurious ensuite bathroom and direct access to the spacious screened-in lanai. The two guest bedrooms are generously sized with ample walk-in closets and a stylish Jack-and-Jill bath, while skylights bathe one room in natural Florida sunshine. Designed for the true Florida lifestyle — bright, airy, and impeccably finished — this home has been meticulously maintained throughout. And the outside gets even better with three additional gathering spaces in this resort-style, outside oasis. One of the most peaceful spaces is the lanai - picture yourself drinking a glass of wine by the outdoor wood burning fireplace [yes, another fireplace], or after a long day at the beach, relaxing in the brand-new hot tub, or maybe have a luncheon surrounded by lush tropical landscaping. The possibilities are endless on the oversized corner lot property. This home is a must see because the pictures can't possibly do it justice! Additional highlights include sky light, exterior security cameras, a vinyl privacy fence, two-car garage with new epoxy flooring, and a storage shed.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1972
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer,Wine Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Balcony Porch Lanai
- Level: First
- Area: 238.58
- Dimensions: 15.8x15.1
Bathroom1
- Features: Jack & Jill Bathroom
- Level: First
- Area: 53.69
- Dimensions: 9.1x5.9
Bathroom2
- Level: First
- Area: 121.83
- Dimensions: 9.3x13.1
Bedroom1
- Features: Walk-In Closet(s)
- Level: First
- Area: 149.46
- Dimensions: 14.1x10.6
Bedroom2
- Features: Walk-In Closet(s)
- Level: First
- Area: 184.62
- Dimensions: 10.2x18.1
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 170.94
- Dimensions: 11.1x15.4
Family Room
- Features: Ceiling Fan(s)
- Level: First
- Area: 483.72
- Dimensions: 27.8x17.4
Features
- Crown Molding,Eating Space In Kitchen,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Sauna,Solid Surface Counters,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Skylight(s),Window Treatments
- Flooring: Luxury Vinyl,Tile
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Ductless
Interior Area
- Total structure area: 2,341
- Total interior livable area: 2,341 sqft
Kitchen
- Features: Kitchen Island
- Level: First
- Area: 285.56
- Dimensions: 12.1x23.6
Living Room
- Level: First
- Area: 154.29
- Dimensions: 11.1x13.9
Primary Bathroom
- Features: Shower No Tub
- Level: First
- Area: 64.61
- Dimensions: 9.1x7.1
Primary Bedroom
- Features: Shower No Tub,Built-in Closet
- Level: First
- Area: 188.87
- Dimensions: 17x11.11
Property
Details
- Parcel number: 312915066780000100
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Garden,Irrigation System,Private Mailbox,Private Yard,Rain Gutters,Storage
- Has spa: Yes
- Spa features: Above Ground
- Fencing: Vinyl
Lot
- Lot size: 10,350 sqft
- Features: Corner Lot,Cul-De-Sac
- Lot size dimensions: 90 x 115
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,002 | $72,024 |
| Home Insurance * | $275 | $3,300 |
| Property Taxes | $1,447 | $17,364 |
| Electricity | $235 | $2,827 |
| Total | $7,959 | $95,508 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for sale | $1,187,000 |
| 2025-10-20 | Listing removed | $1,250,000 |
| 2025-10-06 | Price change | $1,250,000 |
| 2025-09-27 | Listed for sale | $1,299,000 |
| 2014-12-12 | Sold | $326,000 |
| 2014-10-24 | Price change | $359,900 |
| 2014-10-10 | Price change | $364,900 |
| 2014-09-12 | Price change | $369,900 |
| 2014-08-28 | Price change | $379,900 |
| 2014-08-07 | Price change | $389,900 |
| 2014-06-29 | Listed for sale | $399,900 |
| 2014-04-09 | Sold | $240,700 |
| 2014-02-04 | Price change | $234,900 |
| 2014-01-11 | Listed for sale | $249,900 |
| 2013-11-14 | Listing removed | $261,000 |
| 2013-10-12 | Price change | $261,000 |
| 2013-09-20 | Price change | $449,900 |
| 2013-09-04 | Price change | $269,900 |
| 2013-08-21 | Price change | $449,900 |
| 2013-08-16 | Price change | $271,000 |
| 2013-07-18 | Listed for sale | $281,000 |
| 2003-06-12 | Sold | $165,000 |
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