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440 Newport Cir, Oswego, IL, 60543

3beds
3baths
1,686sqft
$349,900
$208price/sqft
$2,702/moest. monthly cost
$108,080/yrincome needed

About This Home

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
Long Beach Elementary SchoolGrades PK-51.0 mi
5/10
Plank Junior High SchoolGrades 6-81.1 mi
9/10
Oswego East High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal
  • Laundry features: In Unit,Laundry Closet

Basement

  • Basement: None

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 100
  • Dimensions: 10X10

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 110
  • Dimensions: 11X10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Features: Flooring (Wood Laminate),Window Treatments (Blinds)
  • Level: Main
  • Area: 247
  • Dimensions: 19X13

Features

  • Vaulted Ceiling(s)
  • Door features: Sliding Doors
  • Window features: Screens,All,Blinds
  • Flooring: Laminate
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,686 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Pantry-Closet),Flooring (Wood Laminate),Window Treatments (All,Blinds)
  • Level: Second
  • Area: 170
  • Dimensions: 17X10

Laundry

  • Features: Flooring (Other)
  • Level: Main
  • Area: 88
  • Dimensions: 11X8

Living Room

  • Features: Flooring (Wood Laminate),Window Treatments (All,Blinds)
  • Level: Second
  • Area: 374
  • Dimensions: 22X17

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Blinds),Bathroom (Full)
  • Level: Second
  • Area: 180
  • Dimensions: 15X12

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0310161022
  • Special condition: None

Features

  • Patio & porch: Patio

Lot

  • Lot size: 6,600 sqft
  • Features: Corner Lot
  • Lot size dimensions: 110X60

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Heated Garage,Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$139$1,668
Property Taxes $664$7,968
Electricity $130$1,569
Total$2,702$32,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

30% on housingRecommended$108,080/yr
35% on housing$92,640/yr
40% on housing$81,060/yr
45% on housing$72,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$208This listing

vs Other Active Listings

Avg $/sqft

ZIP 60543$213
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60543$203
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$339,900
2026-08-05Price change$344,900
2026-07-16Listed for sale$349,900
2024-08-18Listing removed--
2024-08-08Listed for rent$2,400
2004-12-27Sold$166,000
1997-06-04Sold$118,500

For Sale by Agent

AgentKelly-Anne Gallo
BrokerageColdwell Banker Realty
Phone630-546-0219
View on Zillow

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