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5405 1ST STREET NE, Saint Petersburg, FL, 33703

3beds
2baths
1,290sqft
$329,000
$255price/sqft
$2,675/moest. monthly cost
$107,000/yrincome needed

About This Home

Welcome to Edgemoor Estates in St Petersburg! This property is a TRUE Split Plan 3 bed 2 bath home built in 1991. This home has NEVER FLOODED since the owner has lived in it since 2002. This 3/2 is very well laid out and has a LOT of SPACE for a growing family. Although not updated at the county there is 1,350sf under AC. The primary bedroom has an ensuite tub/shower combo and a walk-in closet with GENEROUS space for a king-sized bed, dressers & vanities. The 2 other bedrooms each have a generous amount of space with nice sized CLOSETS. They share a hall bath with a shower. The kitchen has CEILING height cabinets for a TON of storage AND 2 LARGE pantry cabinets. The laundry closet is also IN THE kitchen for convenience. There is plenty of dining space in the kitchen (currently a second refrigerator and a clothing rack is the place of the eating space) and two sizeable living / flex spaces. One of the flex spaces was originally the garage but was converted by the prior owners and has an interior and exterior door that could be an easy room rental for additional income, or could easily be a 4th bedroom, office, craft room or living area. The age of MECHANICAL SYSTEMS:AC 2019, ROOF 2019, TANKLESS water heater 2019 (est) and a water softner system. Insurance: (AE Zone) FLOOD INS $2400 ANNUALLY, HOI may be assumable. The yard is FULLY fenced and has plenty of space for family and friends to gather around the a fire pit, there is a storage building, and play equipment. The house sits on a lot facing east with NO NEIGHBORS behind or to the south. Noise is at a very minimum, you can't hear the road from inside. This is the perfect home to make your own. It has all the RIGHT "BONES" to make it your own, updated systems, great layout, very functional kitchen with inside laudry, a potential rental room with an exterior door. This will be a fabulous home for you and yours! Make an Appointment Today! Seller is motivated and will consider contributing to some of the buyers’ closing costs.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
65
BikeBikeable

Schools

8/10
3/10
Meadowlawn Middle SchoolGrades 6-81.4 mi
5/10
Northeast High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Year built: 1991

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Tankless Water Heater,Water Filtration System
  • Laundry features: In Kitchen,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eating Space In Kitchen,L Dining,Primary Bedroom Main Floor,Solid Surface Counters,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,350
  • Total interior livable area: 1,290 sqft

Kitchen

  • Features: Pantry
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Primary Bedroom

  • Features: En Suite Bathroom,Tub With Shower,Walk-In Closet(s)
  • Level: First
  • Area: 140
  • Dimensions: 10x14

Property

Details

  • Parcel number: 313017248220730010
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Playground,Private Yard,Storage

Lot

  • Lot size: 4,909 sqft
  • Lot size dimensions: 50 x 100

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Coastal Flooding
Cold Wave
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,663$19,956
Home Insurance *$506$6,072
Property Taxes $309$3,708
Electricity $197$2,366
Total$2,675$32,100
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,714/yr
40% on housing$80,250/yr
45% on housing$71,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$255This listing

vs Other Active Listings

Avg $/sqft

ZIP 33703$392
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33703$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$329,000
2002-11-05Sold$119,000

For Sale by Agent

AgentDebbie Wright
BrokerageDALTON WADE INC

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