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8 Hawthorne Dr, Oswego, IL, 60543

3beds
2baths
1,950sqft
$449,900
$231price/sqft
$3,456/moest. monthly cost
$138,240/yrincome needed

About This Home

OFFERED FOR THE FIRST TIME!. This one-of-a-kind home brick & frame home, sits on a .69 acre lot, is on septic and has it's own private well. It was thoughtfully built in 1972 by its original owner, an exceptional craftsman. This property offers a rare opportunity for buyers who appreciate character, space, and the potential to make a home truly their own. The home features solid construction, generous room sizes, and a functional layout ready for your personal vision and updates. This home is also equipped with a radon mitigation system. A standout feature of this property is the impressive two-story (with a basement) woodworking studio - perfect for hobbyists, entrepreneurs, or those seeking additional creative space. With its size and structure, it also presents unique opportunities. The home is being sold as-is and may require updating, making it ideal for buyers looking to build equity while customizing to their taste. All roofs have had complete tear offs and replaced about 4 yrs ago. Conveniently located near parks, shopping, and local amenities, this property combines location, craftsmanship, and untapped potential. Bring your ideas and unlock the possibilities this special property has to offer.

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
5/10
Thompson Jr High SchoolGrades 6-80.6 mi
8/10
Oswego High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Partial

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 121
  • Dimensions: 11X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 10X11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Family Room

  • Level: Lower
  • Area: 234
  • Dimensions: 18X13

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,950 sqft

Kitchen

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 108
  • Dimensions: 12X9

Laundry

  • Features: Flooring (Ceramic Tile)
  • Level: Lower
  • Area: 154
  • Dimensions: 11X14

Living Room

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Master Bedroom

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0316151007
  • Special condition: None

Lot

  • Lot size: 0.69 Acres

Parking

  • Total spaces: 2
  • Parking features: Concrete,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$179$2,148
Property Taxes $854$10,248
Electricity $149$1,799
Total$3,456$41,472
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,491/yr
40% on housing$103,680/yr
45% on housing$92,160/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$231This listing

vs Other Active Listings

Avg $/sqft

ZIP 60543$213
Kendall County$212

vs Homes Sold Last Month

Median $/sqft

ZIP 60543$203
Kendall County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$500,000

For Sale by Agent

AgentDiane Farino
BrokerageMcColly Rosenboom

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