3040 WINDRIDGE OAKS DRIVE, Palm Harbor, FL, 34684
About This Home
Professionally renovated under the direction of an interior designer, this exceptional pool home in the coveted Groves at Cobb's Landing seamlessly blends timeless design with the comfort and confidence today's buyers are searching for. Perfectly situated on a beautifully landscaped corner lot beneath mature oak trees, this beautifully appointed residence offers 5 bedrooms, or 4 bedrooms plus a dedicated office, with a versatile floor plan designed for both everyday living and effortless entertaining. Every major living space was thoughtfully designed to balance open concept gathering with the privacy and functionality today's families need. Wide plank flooring, soaring ceilings, designer lighting, and thoughtfully curated finishes create an atmosphere that feels warm, sophisticated, and inviting.At the heart of the home, the beautifully renovated kitchen features quartz countertops, abundant cabinetry, stainless steel appliances, and a spacious island that opens seamlessly to the main living areas, making it ideal for gathering with family and friends. Step outside to your own private backyard retreat where the screened lanai and sparkling pool invite year round Florida living. A convenient pool bath adds everyday functionality and ease. Beyond its stunning design, this home offers the peace of mind that comes with major system updates, including a brand new architectural shingle roof (2026), a Carrier HVAC system (2015), and a 2026 water heater, allowing the next owner to focus on enjoying the home rather than replacing major components. Located within the highly desirable Groves at Cobb's Landing, residents enjoy a low annual HOA, top rated schools, and convenient access to Gulf beaches, marinas, golf courses, parks, shopping, and dining. This is the rare opportunity to own a thoughtfully designed home where exceptional craftsmanship, meaningful updates, and an unbeatable Palm Harbor location come together beautifully. Welcome home.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1991
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Range,Refrigerator
- Laundry features: Laundry Room
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 130
- Dimensions: 13x10
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 127.6
- Dimensions: 11.6x11
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 143
- Dimensions: 13x11
Features
- High Ceilings,Open Floorplan,Stone Counters,Walk-In Closet(s)
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,206
- Total interior livable area: 2,492 sqft
Kitchen
- Level: First
- Area: 304
- Dimensions: 19x16
Living Room
- Level: First
- Area: 420
- Dimensions: 20x21
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 247
- Dimensions: 19x13
Property
Details
- Parcel number: 322716339880000720
- Zoning: R-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Gunite,In Ground
- Patio & porch: Covered
- Exterior features: Other
Lot
- Lot size: 8,777 sqft
- Features: Corner Lot
- Lot size dimensions: 90 x 100
Parking
- Total spaces: 2
- Parking features: Driveway
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Lightning
- Cold Wave
- Inland Flooding
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $831 | $9,972 |
| Property Taxes | $957 | $11,484 |
| Electricity | $250 | $3,009 |
| Total | $5,830 | $69,960 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $739,999 |
| 2026-07-16 | Listed for sale | $750,000 |
| 2026-04-27 | Sold | $510,000 |
| 2026-04-09 | Pending sale | $575,000 |
| 2026-04-06 | Listing removed | $575,000 |
| 2026-03-26 | Price change | $575,000 |
| 2026-02-28 | Listed for sale | $600,000 |
| 2003-08-07 | Sold | $268,500 |
| 2001-09-28 | Sold | $240,000 |
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