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3130 BENTLEY DRIVE, Palm Harbor, FL, 34684

4beds
3baths
1,718sqft
$479,900
$279price/sqft
$3,797/moest. monthly cost
$151,880/yrincome needed

About This Home

Under contract-accepting backup offers. Located in the Village at Bentley Park, this 4-bedroom, 2.5-bath home offers soaring ceilings, screen-enclosed pool, and a great layout in one of Palm Harbor’s most convenient locations. The kitchen features white cabinetry, stainless steel appliances, updated flooring, a breakfast bar, and a pantry for additional storage, while connecting easily to the dining and living areas for eating and entertaining. The family room features 20-foot vaulted ceilings and windows that fill the space with natural light. The downstairs half bath adds a design forward touch with a teal vanity, marble-look countertop, black hardware, and modern lighting. The first-floor primary suite offers a comfortable retreat with generous closet space, and a private en-suite bathroom. The updated primary bathroom features a double vanity with white cabinetry, dual framed mirrors, black fixtures, and warm modern lighting. The walk-in shower is finished with classic white subway tile, patterned floor, a frameless glass enclosure, matte black hardware, a rainfall shower head, and a built-in niche. Follow the staircase upstairs, where you will find three additional bedrooms with charming window seats, extra storage, and a full bathroom. Outside, enjoy Florida living from the expansive screened patio overlooking the private pool. The covered outdoor space provides plenty of room for entertaining, weekend gatherings, or relaxing. The home includes a two-car garage. Major improvements include: New Siding in 2024, a New Roof in 2024, New Garage Door in 2024, and a New HVAC installed in 2023. Located in Flood Zone X and zoned for Palm Harbor University High School, Carwise Middle School, and Highland Lakes Elementary, the home offers everyday convenience with easy access to recreation and parks. This is an amazing opportunity to own a well cared for pool home with major-system improvements in the heart of Palm Harbor. **Use the seller’s preferred lender and receive a no-cost 1-0 permanent rate buydown.

Getting Around

16
WalkingCar-Dependent
21
TransitMinimal Transit
36
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida,Other,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Ice Maker,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Balcony Porch Lanai

  • Level: First
  • Area: 1224
  • Dimensions: 36x34

Bathroom2

  • Level: First
  • Area: 30
  • Dimensions: 6x5

Bathroom3

  • Level: Second
  • Area: 64
  • Dimensions: 8x8

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 108
  • Dimensions: 12x9

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 120
  • Dimensions: 10x12

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 140
  • Dimensions: 10x14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 110
  • Dimensions: 11x10

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Ceramic Tile,Laminate

Foyer

  • Level: First
  • Area: 112
  • Dimensions: 16x7

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,464
  • Total interior livable area: 1,718 sqft

Kitchen

  • Level: First
  • Area: 154
  • Dimensions: 11x14

Living Room

  • Level: First
  • Area: 320
  • Dimensions: 16x20

Other

  • Level: First
  • Area: 420
  • Dimensions: 20x21

Primary Bathroom

  • Level: First
  • Area: 72
  • Dimensions: 6x12

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Property

Details

  • Parcel number: 322716941010020420
  • Zoning: RPD-5
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,Lighting,Screen Enclosure
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting,Sidewalk
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Fenced,Vinyl

Lot

  • Lot size: 6,848 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$531$6,372
Property Taxes $643$7,716
Electricity $197$2,366
Total$3,797$45,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,182/yr
40% on housing$113,910/yr
45% on housing$101,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 34684$176
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34684$269
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$479,900
2020-03-24Sold$332,000
2020-02-22Pending sale$339,000
2020-02-14Listed for sale$339,000
2017-07-21Sold$264,000
2017-06-12Price change$274,900
2017-05-17Listed for sale$281,000
2017-05-17Pending sale$281,000
2017-05-17Pending sale$281,000
2017-04-22Price change$281,000
2017-04-08Listed for sale$289,900
2003-05-16Sold$186,500
1998-04-01Sold$130,000
1995-05-04Sold$132,900

For Sale by Agent

AgentKelsi Ward
BrokerageSOUTHERN LIFE REALTY

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