212 Poinciana Ln, Largo, FL, 33770
About This Home
Great Waterfront Location in Desirable Harbor Bluffs – A Boater’s Paradise. Experience the best of Florida waterfront living in this 4-bedroom, 3-bath home with a 2-car garage, ideally situated in the highly sought-after Harbor Bluffs community. From the moment you step through the double-door entry, you’re welcomed into a spacious living room with stunning water views that set the tone for the entire home. The thoughtfully designed floor plan offers both comfort and flexibility, featuring a private primary suite with a full en suite bathroom, plus an adjacent bedroom perfect for a nursery, home office, or den. A split-bedroom layout provides two additional bedrooms and a full bathroom—ideal for guests or family. A third full bathroom provides added convenience. Designed for indoor-outdoor living, sliding glass doors from the primary suite, living room, and dining room open to an expansive paver deck—perfect for entertaining or relaxing poolside. The oversized, solar-heated, screen-enclosed pool features new equipment and a color LED light for evening ambiance. Enjoy 88 feet of protected Intracoastal waterfront with a new elevated seawall and dock (2022), along with a recently serviced Deco Lift—ready for your boat. Watch dolphins play and take in breathtaking sunsets right from your backyard. Additional highlights include: Large laundry room with sink and garage access, Circular driveway with ample parking, Roll-down hurricane shutters, Irrigation system, Newer 4-ton A/C (2022), Newer water heater (2021), Flood elevation certificate available (7.1’), Home warranty included. This is your opportunity to own a slice of paradise in one of the area’s most coveted waterfront neighborhoods. Move in and enjoy this lovely home or build on its potential.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1968
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Room,Washer Hookup
Bathroom2
- Level: First
Bathroom3
- Level: First
- Area: 48.99
- Dimensions: 6.9x7.1
Bedroom2
- Features: Built-in Closet
- Level: First
- Area: 161.2
- Dimensions: 13x12.4
Bedroom3
- Features: Built-in Closet
- Level: First
- Area: 143
- Dimensions: 13x11
Bedroom4
- Features: Built-in Closet
- Level: First
- Area: 143
- Dimensions: 13x11
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Level: First
- Area: 354
- Dimensions: 15x23.6
Features
- Ceiling Fan(s),Primary Bedroom Main Floor,Thermostat
- Door features: Sliding Doors
- Flooring: Ceramic Tile,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,582
- Total interior livable area: 2,582 sqft
Kitchen
- Level: First
- Area: 166.4
- Dimensions: 16x10.4
Living Room
- Level: First
- Area: 405.6
- Dimensions: 15.6x26
Primary Bathroom
- Level: First
- Area: 77.4
- Dimensions: 12.9x6
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Utility Room
- Level: First
- Area: 107.87
- Dimensions: 16.1x6.7
Property
Details
- Parcel number: 322915358200000260
- Zoning: R-2
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: Gunite,Heated,In Ground,Solar Heat
- Patio & porch: Covered,Screened
- Exterior features: Irrigation System,Private Mailbox,Sprinkler Metered
- Fencing: Fenced,Vinyl
- Has view: Yes
- View description: Water,Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Intracoastal Waterway
- On waterfront: Yes
- Waterfront features: Intracoastal Waterway,Intracoastal Waterway Access,Seawall
Lot
- Lot size: 10,559 sqft
- Features: Flood Insurance Required,Street Dead-End
- Lot size dimensions: 88 x 120
Parking
- Total spaces: 2
- Parking features: Circular Driveway,Garage Door Opener,Guest,Off Street,Open,Parking Pad
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $7,711 | $92,532 |
| Home Insurance * | $645 | $7,740 |
| Property Taxes | $2,033 | $24,396 |
| Electricity | $259 | $3,118 |
| Total | $10,648 | $127,776 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-15 | Listed for sale | $1,625,000 |
| 2026-01-22 | Listing removed | $1,625,000 |
| 2025-12-11 | Listed for sale | $1,625,000 |
| 2025-07-31 | Listing removed | $1,750,000 |
| 2025-07-02 | Price change | $1,750,000 |
| 2025-06-11 | Price change | $1,850,000 |
| 2024-11-18 | Listed for sale | $1,950,000 |
| 2015-09-03 | Sold | $618,500 |
| 2015-06-08 | Listed for sale | $624,900 |
| 2006-05-30 | Sold | $1,200,000 |
| 2005-05-19 | Sold | $1,000,000 |
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