109 DRIFTWOOD LANE, Largo, FL, 33770
About This Home
Perfectly poised in the highly sought-after Harbor Bluffs, this stunning move-in ready waterfront residence offers the ultimate blend of luxury, comfort, and effortless Florida living. From the moment you arrive, the pavered circular driveway and welcoming courtyard create unforgettable curb appeal, setting the tone for the designer finishes found throughout. Inside, limestone floors flow through an open, light-filled interior where a striking family room with a beamed ceiling and a dramatic wall of sliders seamlessly connects indoor and outdoor living. Step outside to your backyard oasis—fully fenced for privacy—where a beautifully refinished pool with elegant marble pavers and a spillover spa create a true resort-style setting. Designed for unforgettable entertaining, this outdoor retreat offers expansive lounging areas and seamless access from multiple rooms of the home. Double doors reveal a versatile flex room—ideal as a home gym, craft studio, or additional bedroom—with a full bath conveniently nearby. The showstopping dine-in kitchen is a chef’s dream, featuring quartz countertops, a six-burner gas range, double ovens, a Bosch dishwasher, pantry, oversized island with prep sink, and a breakfast bar illuminated by elegant pendant lighting. A stylish dry bar with wine fridge and abundant storage, along with a charming coffee bar for relaxed poolside mornings, elevate everyday living. Sliders off the dining area open directly to the pool, enhancing the home’s seamless flow, while a dedicated office provides quiet productivity. The exquisite primary suite is a serene retreat filled with natural light and private pool access. Its spa-inspired ensuite boasts dual vanities, custom tilework, a jetted tub, walk-in shower, and an extraordinary custom walk-in closet with built-ins and center island. Each additional bedroom is spacious and well-appointed with its own ensuite bath. Upstairs, a flexible bonus space—currently a billiard room—offers a full bath and kitchenette with beverage area, refrigerator, and disposal, making it ideal for guests or multigenerational living. For boating enthusiasts, this property is a true paradise, set on protected water and complete with a 14,000-pound boat lift that accommodates a 24–26 ft boat, providing quick access to open water and endless days cruising the Intracoastal. With a whole-house generator, tankless water heater, flood barriers for every opening, a newer roof, and a quiet location close to dining, shopping, and the area’s beautiful beaches, this exceptional waterfront home truly has it all.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Bar Fridge,Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Gas Water Heater,Ice Maker,Microwave,Refrigerator,Tankless Water Heater,Washer,Water Softener
- Laundry features: Corridor Access,Inside,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 5
Features
- Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Dry Bar,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
- Door features: Sliding Doors
- Window features: Window Treatments
- Flooring: Porcelain Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,964
- Total interior livable area: 4,079 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 322915358380000170
- Zoning: R-2
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: Gunite,In Ground,Lighting
- Patio & porch: Deck,Patio,Rear Porch
- Exterior features: Courtyard,Irrigation System,Lighting,Rain Gutters
- Has spa: Yes
- Spa features: Heated
- Fencing: Vinyl
- Has view: Yes
- View description: Water,Intracoastal Waterway
- Has water view: Yes
- Water view: Water,Intracoastal Waterway
- On waterfront: Yes
- Waterfront features: Intracoastal Waterway,Intracoastal Waterway Access,Lift
- Residential vegetation: Mature Landscaping,Trees/Landscaped
Lot
- Lot size: 10,154 sqft
- Features: Flood Insurance Required,FloodZone,City Lot,Landscaped,Level,Street Dead-End
- Lot size dimensions: 50 x 120
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Ground Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,367 | $136,404 |
| Home Insurance * | $951 | $11,412 |
| Property Taxes | $2,974 | $35,688 |
| Electricity | $410 | $4,926 |
| Total | $15,702 | $188,424 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $2,248,000 |
| 2026-03-09 | Listed for sale | $2,498,000 |
| 2007-03-19 | Sold | $884,000 |
| 2005-06-13 | Sold | $830,000 |
| 2004-05-06 | Sold | $600,000 |
| 1994-05-23 | Sold | $218,000 |
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