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131 Bluff View Dr APT 403, Belleair Bluffs, FL, 33770

3beds
3baths
1,980sqft
$325,000
$164price/sqft
$2,326/moest. monthly cost
$93,040/yrincome needed

About This Home

One or more photo(s) has been virtually staged. Here's your opportunity to live next to the intercoastal waterway in Flood zone X where flood insurance is not required, the milestone inspections have been completed and the reserves are fully funded. Welcome to this 55+ top level condominium offering an exceptional Florida lifestyle in the highly sought-after Port Belleair community. This rare 3 bedroom 3 bathroom home Spans 1,980 square feet and includes 2 assigned covered parking spaces as well as 2 storage units. Your condo features impact resistant windows and sliding glass door for peace of mind and exceptional peace and quiet. The AC was new in 2020 and the second ac 2024. The water heater is new in 2024. Your spacious residence features a bright, open layout ideal for both comfortable daily living and effortless entertaining. Upon entering, you are welcomed into the eat-in kitchen with ample cabinetry and generous counter space that flows seamlessly into the expansive living and dining area filled with abundant natural light. The main living space offers an open airy feel, highlighted by warm cork flooring. The living area extends to a Florida Room with windows that open for fresh air as you please, providing a versatile space perfect for relaxing, working from home, or enjoying the a beautiful sunset. This home is one of the few units that have the convenience of an in-unit washer and dryer. The layout continues into well-proportioned bedrooms, all of which feature walk-in closets and en-suite bathrooms. You will find the primary suite has enough room for even the largest bedroom set and still has room for your sitting area. Additional features include two assigned parking spaces and two additional storage units, adding everyday convenience and functionality. Offered at an exceptional value and located in Flood Zone X, this top floor residence is ideally situated in walking distance to shopping, restaurants, banking, and daily conveniences, the Belleair Causeway and on the Intracoastal Waterway. You will be close to parks, scenic walking paths and only 2 miles to dining, and the laid-back coastal charm of Indian Rocks Beach and 4 miles to Clearwater Beach. Don't miss out on this exceptional opportunity to live the Florida lifestyle - schedule your showing today!

Getting Around

63
WalkingSomewhat Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

7/10
4/10
Largo Middle SchoolGrades 6-82.3 mi
5/10
Largo High SchoolGrades PK,9-122.2 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Concrete Perimeter
  • Roof: Built-Up
  • Construction materials: Concrete

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
  • Laundry features: In Kitchen,Laundry Closet

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile,Vinyl

Florida Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,980
  • Total interior livable area: 1,980 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 322915726810004030
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Storage
  • Has view: Yes
  • View description: Gulf/Ocean - Partial,Intracoastal Waterway
  • Has water view: Yes
  • Water view: Gulf/Ocean - Partial,Intracoastal Waterway

Lot

  • Lot size: 1.03 Acres

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered,Ground Level,Under Building
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$137$1,644
Property Taxes $347$4,164
Electricity $199$2,391
Total$2,326$27,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,748/yr
40% on housing$69,780/yr
45% on housing$62,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 33770$239
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33770$280
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$325,000
2026-02-17Price change$349,900
2026-01-12Listed for sale$375,000
2008-04-03Sold$252,000

For Sale by Agent

AgentPaul Radtke
BrokerageBHHS FLORIDA PROPERTIES GROUP

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