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704 23RD STREET SW, Largo, FL, 33770

3beds
2baths
1,546sqft
$450,000
$291price/sqft
$3,253/moest. monthly cost
$130,120/yrincome needed

About This Home

Under contract-accepting backup offers. This home is a must see! Such a beautiful 3 bedroom 2 bath home with garage with a mini-split. Large master En-Suite bedroom with walk-in closet. Amazing back yard escape with large private 6 foot pool. Luxury vinyl plank flooring throughout the home with split plan and open floor plan. Upgraded window blinds and beautiful Plantation Shutters. 2 kitchen pantries. Irrigation/Sprinkler system. Pool shed with electricity that has multiple uses, office, workshop, studio, etc.... Centrally located close to beaches, shopping, restaurants and PIE and TPA airports. New stately driveway and walkway pavers installed 8/21/2020. Roof 8/1/2006. Level 2 Electric vehicle charger installed. Windows and doors 10/17/2006. Zone X so no flood insurance required. This isn't just a home, it's a place where every day feels like a vacation. Come experience everything this exceptional Largo home has to offer!!! A must see.

Getting Around

39
WalkingCar-Dependent
21
TransitMinimal Transit
58
BikeBikeable

Schools

7/10
4/10
Largo Middle SchoolGrades 6-81.7 mi
6/10
Largo High SchoolGrades PK,9-121.7 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Block,Slab
  • Roof: Tile
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Garage,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Thermostat
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 1,546
  • Total interior livable area: 1,546 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Single Vanity,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 332915551520030120
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Irrigation System,Private Entrance,Private Mailbox,Private Yard
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Garden,Pool

Lot

  • Lot size: 7,139 sqft
  • Features: Landscaped,Level,Near Golf Course,Near Public Transit,Private
  • Lot size dimensions: 70 x 102

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$190$2,280
Property Taxes $591$7,092
Electricity $197$2,366
Total$3,253$39,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,531/yr
40% on housing$97,590/yr
45% on housing$86,746/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 33770$237
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33770$280
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Contingent$450,000
2026-08-08Listed for sale$450,000
2026-08-04Contingent$450,000
2026-07-28Listed for sale$450,000
2019-11-27Sold$290,000
2019-10-27Pending sale$295,000
2019-10-25Price change$295,000
2019-10-15Pending sale$297,000
2019-10-07Price change$297,000
2019-09-16Listed for sale$299,000
2019-09-16Pending sale$299,000
2019-08-29Price change$299,000
2019-08-19Price change$305,000
2019-08-08Listed for sale$310,000
2019-08-08Pending sale$310,000
2019-07-13Listed for sale$310,000

For Sale by Agent

AgentSue Melendy
BrokerageMELENDY REAL ESTATE

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