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15165 HARDING AVENUE, Clearwater, FL, 33760

3beds
2baths
1,126sqft
$284,900
$253price/sqft
$2,225/moest. monthly cost
$89,000/yrincome needed

About This Home

Cash or Conventional loans only, in need of repairs and being sold as is. 3-bedroom, 2-bath, home featuring fresh interior paint, wood like tile flooring through-out, high ceilings that create an open feel. The kitchen offers granite counter tops, stainless steel appliances, and ample cabinets space. The spacious primary bedroom includes a private en-suite bath. Exterior features include a welcoming front porch, private driveway, rear patio and fully fenced back yard providing plenty of space for outdoor enjoyment. Conveniently located close to Highpoint elementary school, 275, PIE airport and 20 minutes to the beach!

Getting Around

38
WalkingCar-Dependent
39
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

5/10
6/10
Fitzgerald Middle SchoolGrades 6-82.4 mi
3/10
Pinellas Park High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1960

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom2

  • Level: First

Bedroom2

  • Features: Storage Closet
  • Level: First

Bedroom3

  • Features: Storage Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Thermostat
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,126
  • Total interior livable area: 1,126 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bathroom

  • Level: First

Primary Bedroom

  • Features: Storage Closet
  • Level: First

Property

Details

  • Parcel number: 332916151380010230
  • Zoning: R-4
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other,Private Mailbox
  • Fencing: Fenced

Lot

  • Lot size: 5,223 sqft
  • Lot size dimensions: 50 x 104

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Heat Wave
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,440$17,280
Home Insurance *$119$1,428
Property Taxes $469$5,628
Electricity $197$2,366
Total$2,225$26,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,285/yr
40% on housing$66,750/yr
45% on housing$59,333/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 33760$160
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33760$269
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$269,900
2026-08-03Price change$284,900
2026-07-29Listed for sale$302,500
2026-07-22Pending sale$302,500
2026-07-18Listed for sale$302,500
2024-02-21Listing removed--
2024-02-07Price change$1,995
2024-02-01Price change$2,095
2024-01-09Price change$2,145
2024-01-04Price change$2,195
2023-12-19Price change$2,250
2023-12-06Listed for rent$2,345
2021-10-20Listing removed--
2021-09-21Price change$2,045
2021-09-14Price change$1,995
2021-09-02Listed for rent$1,945
2020-06-25Listing removed$1,595
2020-06-10Listed for rent$1,595
2018-07-24Sold$187,000
2018-06-20Price change$189,900
2018-05-19Price change$194,888
2018-05-10Price change$195,888
2018-04-30Listed for sale$199,888
2016-02-10Sold$43,000
2015-12-21Listed for sale$40,000

For Sale by Agent

AgentJulie Allred
BrokerageJIM PARKS AND ASSOCIATES REALTY LLC

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