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3421 Brian Rd S, Palm Harbor, FL, 34685

5beds
3baths
2,839sqft
$674,000
$237price/sqft
$5,123/moest. monthly cost
$204,920/yrincome needed

About This Home

Honey, Stop the Car!! This beautifully updated 5-bedroom, 3-bath home offers over 2,800 square feet of thoughtfully designed living space, blending modern upgrades with timeless character. Step inside to find a spacious layout with zoned comfort in mind, featuring a Trane AC system dedicated to the bedrooms and a brand-new 2025 Daikin heat pump serving the downstairs living areas and front office. The home has been meticulously maintained, with stylish updates throughout, including all new door hardware (2024) and upgraded lighting and fixtures. The kitchen is both functional and inviting, showcasing all-new Whirlpool appliances (installed December 2025), updated Moen fixtures, an instant hot water system, and a convenient prep sink with new garbage disposal. Granite countertops and a matching kitchen table that seats 6–8 create the perfect gathering space. Bathrooms have been tastefully renovated, including a fully remodeled primary bath (2020) and two guest baths updated in 2023 with quartz and marble vanities, undermount sinks, and premium Moen fixtures throughout. Character shines through with antique longleaf heart pine reclaimed from turn-of-the-century homes, featured in the posts, beams, stairs, and doors—adding warmth and unique charm you won’t find elsewhere. Major upgrades provide peace of mind, including a metal roof (2020), exterior paint (2021), tankless gas water heater, and energy-efficient Solar Guard window film (2025) on west-facing windows and French doors. Step outside to your private outdoor retreat, complete with a cedar ceiling lanai, updated ceiling fans (2024), and a heated pool and spa. The pool system has been fully modernized with a gas heater (2024) and iAquaLink controls (2025), allowing you to manage everything from your phone, tablet, or web, with spa-side controls for added convenience. This home offers the perfect combination of space, upgrades, efficiency, and distinctive architectural details, all in one exceptional property. EV Charger does not convey.

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

9/10
7/10
East Lake High SchoolGrades PK,9-123.0 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 1989

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Electric Water Heater,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Features: No Closet
  • Level: First
  • Area: 300
  • Dimensions: 10x30

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 176.4
  • Dimensions: 14x12.6

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 131
  • Dimensions: 13.1x10

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 156.16
  • Dimensions: 12.2x12.8

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 121
  • Dimensions: 12.1x10

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 105.3
  • Dimensions: 13x8.1

Family Room

  • Features: Built-in Features,No Closet
  • Level: First
  • Area: 383.06
  • Dimensions: 21.4x17.9

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Vaulted Ceiling(s)
  • Door features: French Doors
  • Window features: Blinds
  • Flooring: Laminate,Porcelain Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,604
  • Total interior livable area: 2,839 sqft

Kitchen

  • Features: Granite Counters,No Closet
  • Level: First
  • Area: 208.74
  • Dimensions: 14.2x14.7

Living Room

  • Features: No Closet
  • Level: First
  • Area: 240.786
  • Dimensions: 19.11x12.6

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Exhaust Fan,Garden Bath,Stone Counters,Built-in Closet
  • Level: First
  • Area: 170.2
  • Dimensions: 14.8x11.5

Property

Details

  • Parcel number: 342716900140001000
  • Zoning: RPD-5
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Auto Cleaner,Heated,In Ground
  • Patio & porch: Patio
  • Exterior features: Sidewalk
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Fencing: Vinyl
  • Has view: Yes
  • View description: Pool
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.26 Acres
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,408$40,896
Home Insurance *$572$6,864
Property Taxes $858$10,296
Electricity $285$3,428
Total$5,123$61,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,645/yr
40% on housing$153,690/yr
45% on housing$136,613/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 34685$236
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34685$254
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Listed for sale$699,999

For Sale by Agent

AgentAmy Garzaro
BrokerageCHARLES RUTENBERG REALTY INC

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