




1045 Jesse Ave, Safety Harbor, FL, 34695
About This Home
One or more photo(s) has been virtually staged. Experience your dream home in this thoughtfully designed, newly built, single family residence, in sought after Safety Harbor. Here, you'll live walking distance to downtown Safety Harbor and one block from the Bay. Experience numerous outdoor living areas and a third story terrace - your own private oasis! Inside you will be greeted with an open layout - the main floor has two bedrooms - a downstairs master, and a guest room or office - as you wish! Step into a kitchen with an oversized book-matched quartz island, large enough to fit the entire family. This area also has its own wine and bar room, flowing right outside to one of four private outdoor living areas - perfect for living and entertaining. Adorned with custom hard wood cabinets as well as Delta faucets and fixtures throughout, you'll be surrounded by quality. Enjoy plenty of natural light throughout the home via your brand-new hurricane impact rated windows. This house is a great size but yet still offers you a sizeable front and back yard with covered patios. The trees were purposefully maintained to provide ample shade to allow for residents and guests to enjoy Florida's outdoor lifestyle. Lot is pre-plumbed for you to add your own custom landscaping. You'll live and entertain here as the open kitchen area offers pass-through windows to entertain family and friends, maintaining a connection with the outdoors at each turn. Upstairs you'll find a second family room, theatre room, and three more bedrooms with high ceilings. Spacious closets, and a Jack and Jill bathroom await you here. A master with two walk-in closets, a double shower with body sprays, balcony, and more! Enjoy the convenience of a spacious second-floor laundry room with natural gas hookups. Relax on your back deck or walk upstairs to entertain guests on your very own, unique, sizeable, and private third story crow's nest! Here you can take in the water views of Tampa Bay or stargaze at night! This one-of-a-kind home offers instant equity as compared to new builds coming up in downtown Safety Harbor. Furthermore, buy this dream home with peace - it is up and out of a flood zone, and is built to stand - no issues at all during the recent hurricanes. Come by and take a look!
Getting Around
Schools
Construction
Condition
- Property condition: Completed
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Slab
- Roof: Other,Shingle
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Cooktop,Dishwasher,Electric Water Heater,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Tankless Water Heater
- Laundry features: Laundry Room
Balcony Porch Lanai
- Level: Second
- Area: 540
- Dimensions: 15x36
Bathroom1
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,PrimaryBedroom Upstairs,Solid Wood Cabinets,Thermostat,Walk-In Closet(s)
- Flooring: Luxury Vinyl,Tile
Heating & Cooling
- Heating features: Central,Exhaust Fan
- Cooling features: Central Air,Humidity Control
Interior Area
- Total structure area: 4,843
- Total interior livable area: 3,634 sqft
Kitchen
- Level: First
- Area: 1050
- Dimensions: 30x35
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: Second
- Area: 420
- Dimensions: 20x21
Property
Details
- Parcel number: 342816950040030070
- Special condition: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Patio,Porch,Rear Porch
- Exterior features: Balcony
- Has view: Yes
- View description: Bay/Harbor - Partial
- Has water view: Yes
- Water view: Bay/Harbor - Partial
Lot
- Lot size: 6,504 sqft
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Coastal Flooding
- Cold Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,113 | $121,356 |
| Home Insurance * | $1,693 | $20,316 |
| Property Taxes | $3,008 | $36,096 |
| Electricity | $365 | $4,388 |
| Total | $15,179 | $182,148 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-24 | Listed for sale | $1,999,999 |
| 2025-11-11 | Listing removed | $1,899,999 |
| 2025-03-31 | Listed for sale | $1,899,999 |
| 2024-09-27 | Listing removed | $1,999,999 |
| 2024-06-19 | Listed for sale | $1,999,999 |
| 2024-03-27 | Listing removed | -- |
| 2024-02-05 | Listed for sale | $1,999,999 |
| 2023-05-10 | Listing removed | -- |
| 2023-04-28 | Listed for sale | $499,999 |
| 2019-11-01 | Listing removed | $259,000 |
| 2019-11-01 | Listed for sale | $259,000 |
| 2019-10-29 | Sold | $237,500 |
| 2019-10-08 | Pending sale | $259,000 |
| 2019-10-02 | Listed for sale | $259,000 |
| 2019-09-09 | Pending sale | $259,000 |
| 2019-08-27 | Price change | $259,000 |
| 2019-04-11 | Listed for sale | $289,000 |
