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364 3RD STREET NW, Largo, FL, 33770

2beds
1baths
819sqft
$299,900
$366price/sqft
$2,380/moest. monthly cost
$95,200/yrincome needed

About This Home

MOVE-IN READY and perfectly positioned in the heart of Largo! This charming 2-bedroom, 1-bath block home offers comfort, convenience, and exceptional value—all located in a NON-FLOOD ZONE. Filled with natural light from an abundance of windows, this well-maintained home features tile flooring throughout the living areas and generously sized bedrooms, each offering spacious double-door sliding closets. The inviting living room provides plenty of space for relaxing or entertaining, while the kitchen has been enhanced with new stainless steel appliances and convenient washer and dryer hookups for added functionality. The bathroom has been tastefully updated with a new vanity and modern fixtures, adding a fresh, contemporary touch. Additional features include a Ring doorbell and camera security system, which will convey with the home for added peace of mind. Major improvements have already been completed, including a new roof (2023) and a newer HVAC system, ensuring years of worry-free ownership. Step outside to the fully fenced backyard where you'll find dual-gate alley access, creating the perfect setup for boat, RV, trailer, or recreational vehicle storage. The spacious yard offers plenty of room for pets, gardening, or outdoor entertaining. Located just steps from a neighborhood park and within walking distance of the exciting Downtown Largo redevelopment area, you'll enjoy easy access to shopping, dining, entertainment, and community events while benefiting from the growth and revitalization of this thriving community. Whether you're a first-time homebuyer, seasonal resident, or investor (AIRBNB), this move-in-ready gem offers an outstanding opportunity to own a well-cared-for home in one of Largo's most desirable and rapidly growing areas. Within walking distance the Largo Downtown District and 7 miles from Clearwater Beach! Schedule your showing today! Some photos are virutally staged!

Getting Around

76
WalkingVery Walkable
37
TransitSome Transit
67
BikeBikeable

Schools

7/10
4/10
Largo Middle SchoolGrades 6-80.9 mi
6/10
Largo High SchoolGrades PK,9-120.3 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Range,Range Hood,Refrigerator,Washer
  • Laundry features: In Kitchen

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets
  • Window features: Window Treatments
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 884
  • Total interior livable area: 819 sqft

Kitchen

  • Level: First
  • Area: 56
  • Dimensions: 8x7

Living Room

  • Level: First
  • Area: 255
  • Dimensions: 15x17

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Property

Details

  • Parcel number: 342915372060010040
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Private Mailbox,Private Yard,Storage
  • Fencing: Fenced

Lot

  • Lot size: 5,728 sqft
  • Lot size dimensions: 50 x 115

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$126$1,512
Property Taxes $541$6,492
Electricity $197$2,366
Total$2,380$28,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,600/yr
40% on housing$71,400/yr
45% on housing$63,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$366This listing

vs Other Active Listings

Avg $/sqft

ZIP 33770$239
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33770$280
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$285,000
2026-07-12Price change$299,900
2026-06-29Listed for sale$315,000
2025-04-02Sold$280,000
2025-03-07Pending sale$274,999
2025-03-03Price change$274,999
2025-02-19Price change$294,999
2025-02-10Price change$299,999
2025-01-18Listed for sale$315,000
2025-01-17Listing removed$1,850
2024-12-27Listed for rent$1,850
2022-01-23Listing removed--
2021-12-14Listed for rent$1,650
2021-12-02Listing removed--
2021-11-09Listed for rent$1,650
2021-03-24Listing removed--
2019-05-16Listing removed$1,200
2019-05-03Price change$1,200
2019-03-31Listed for rent$1,300
2016-10-17Listing removed$1,100
2014-09-03Listing removed$975
2014-08-05Sold$73,000
2014-08-05Listed for rent$975
2014-07-12Price change$78,800
2014-07-02Price change$71,900
2014-06-28Listed for sale$72,000
2013-11-22Sold$60,000

For Sale by Agent

AgentDenise Doone
BrokerageDALTON WADE INC

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