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427 1ST AVENUE NE, Largo, FL, 33770

2beds
1baths
900sqft
$344,900
$383price/sqft
$2,355/moest. monthly cost
$94,200/yrincome needed

About This Home

Opportunity awaits! This 2-bedroom, 1-bath home is full of potential and ready for your personal touch. Whether you're an investor, first-time buyer, or someone looking for a renovation project, this property offers a great opportunity to build equity. Enjoy the private backyard featuring an in-ground swimming pool, perfect for relaxing or entertaining. Major updates include the roof, windows, and A/C, giving you a great head start on improvements. Conveniently located near shopping, dining, parks, beaches, and major roadways. Bring your vision and make this Largo home your own!

Getting Around

64
WalkingSomewhat Walkable
37
TransitSome Transit
51
BikeBikeable

Schools

9/10
4/10
Largo Middle SchoolGrades 6-80.6 mi
6/10
Largo High SchoolGrades PK,9-120.3 mi

Construction

Condition

  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Terrazzo

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Living Room

  • Level: First
  • Area: 196
  • Dimensions: 14x14

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 140
  • Dimensions: 10x14

Property

Details

  • Parcel number: 342915765360020070
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Lighting
  • Exterior features: Lighting
  • Fencing: Fenced

Lot

  • Lot size: 6,090 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached,Carport
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance *$145$1,740
Property Taxes $269$3,228
Electricity $197$2,366
Total$2,355$28,260
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,742/yr
40% on housing$70,650/yr
45% on housing$62,800/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$383This listing

vs Other Active Listings

Avg $/sqft

ZIP 33770$238
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33770$280
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$335,000
2026-07-22Price change$344,900
2026-07-16Listed for sale$349,900
1992-09-01Sold$42,500

For Sale by Agent

AgentAmy Hartman
BrokerageREALTY EXPERTS

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