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6481 28TH STREET N, Saint Petersburg, FL, 33702

5beds
3baths
2,412sqft
$675,000
$280price/sqft
$5,676/moest. monthly cost
$227,040/yrincome needed

About This Home

Stunning Brand-New Construction in Washington Terrace – Move-In Ready! Welcome to 6481 28th St N, St. Petersburg, FL 33702 — a beautifully crafted new build on a spacious lot in the desirable, established Washington Terrace neighborhood. This modern two-story single-family home features a striking coastal blue exterior with white trim, a welcoming front porch/balcony, mature landscaping with palms, fresh sod, and a fully fenced backyard. The attached 2-car garage and concrete driveway complete the curb appeal. Key Features Include: Interior Features with over 2400 sqft of heated living space: Open-concept main living area with high ceilings, luxury vinyl plank flooring, and abundant natural light. Gourmet kitchen featuring white shaker cabinets, quartz countertops, large island with seating, stainless steel appliances, and subway tile backsplash. Spacious dining area and living room perfect for entertaining. Generous primary suite with private balcony access, walk-in closet, and luxurious bath. Additional bedrooms with ample closet space and modern bathrooms (including a tub/shower combo with marble-look tile). Dedicated laundry room with full-size washer/dryer hookups. Smart home ready with ceiling fans, recessed lighting, and neutral designer palette throughout. Location Advantages at 6481 28th St N: Heart of Washington Terrace – a mature, family-friendly community blending established homes with new construction Convenient access to major roads, downtown St. Petersburg, beaches, shopping, dining, parks, and Tampa Bay attractions No flood zone concerns in this proven residential area with sidewalks and community charm This turnkey new build at 6481 28th St N is ideal for families, professionals, or investors seeking a low-maintenance home in a high-demand St. Petersburg location. Don’t miss your chance to own this gem before it’s gone!

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

3/10
3/10
Meadowlawn Middle SchoolGrades 6-81.0 mi
5/10
Northeast High SchoolGrades PK,9-121.1 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s)
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 320
  • Dimensions: 20x16

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 2,412 sqft

Kitchen

  • Level: First
  • Area: 289
  • Dimensions: 17x17

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 353016950760090070
  • Zoning: R-4
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: None
  • Fencing: Vinyl

Lot

  • Lot size: 4,970 sqft
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$835$10,020
Property Taxes $1,186$14,232
Electricity $242$2,912
Total$5,676$68,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,605/yr
40% on housing$170,280/yr
45% on housing$151,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 33702$211
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33702$278
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$675,000
2026-06-09Listed for sale$699,900
2025-07-17Listing removed$365,000
2025-07-08Listed for sale$365,000
2025-03-06Sold$135,000
2023-07-20Sold$115,000

New Construction

AgentTyler Leban
BrokerageMARZUCCO REAL ESTATE

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