




1382 SUTTON PLACE DRIVE, Palm Harbor, FL, 34683
About This Home
NO HOA | NO FLOOD ZONE | POOL HOME | FULLY FURNISHED | PALM HARBOR UNIVERSITY HIGH SCHOOL DISTRICT Rarely available and meticulously maintained, this 3-bedroom, 2-bath pool home is located in one of Palm Harbor’s most desirable neighborhoods. Situated on elevated ground in a non-flood zone, this quiet community features a single entrance with no through traffic, offering both privacy and convenience. Enjoy the rare ability to walk to Palm Harbor University High School, home to the nationally recognized International Baccalaureate (IB) Programme and Center for Wellness & Medical Professions. The home is also just minutes from historic downtown Palm Harbor, the Pinellas Trail, local restaurants, breweries, parks, Honeymoon Island, Dunedin, Tarpon Springs, and Florida’s award-winning Gulf beaches. Major improvements began in 2020 with a new roof and chimney with transferable warranty, pool resurfacing, and new wood fencing. Since then, the current owner has invested over $100,000 in thoughtful updates and maintenance, including luxury flooring throughout, new baseboards, interior and exterior paint, electrical panel replacement, updated lighting and fixtures, kitchen backsplash, appliances, sink and faucet, guest bathroom vanity, plumbing fixture upgrades, garage door opener, pool equipment, extensive tree removal and landscaping, and a custom Costa Rica-inspired tropical rockscape. The HVAC system has also been professionally inspected and serviced to ensure excellent operating condition. The split-bedroom floor plan offers both privacy and flexibility. The spacious primary suite features a versatile sitting area ideal for a home office, nursery, reading nook, or fitness space, along with dual closets, including a walk-in closet, and a walk-in shower. Vaulted ceilings and a beautiful stone wood-burning fireplace create a warm focal point in the family room, while the kitchen pass-through window makes entertaining on the screened lanai and around the private pool effortless. Outside, the low-maintenance tropical landscaping provides exceptional curb appeal, while the spacious backyard offers plenty of room to relax or create your own outdoor retreat. Offered fully furnished, including televisions, washer and dryer, lawn equipment, and most furnishings, this home presents a rare turnkey opportunity as a primary residence, seasonal getaway, or investment property. Priced in line with a recent third-party appraisal completed during the seller’s refinance process, this move-in-ready home offers exceptional value with NO HOA, NO flood insurance requirement, and the peace of mind that comes with extensive recent improvements. Property is being sold as-is for the seller’s convenience.
Getting Around
Schools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stone
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Refrigerator
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Cathedral Ceiling(s)
- Door features: Sliding Doors
- Flooring: Laminate
- Fireplace features: Decorative
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,831
- Total interior livable area: 1,869 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 362715887100000230
- Zoning: R-1
- Special condition: None
Features
- Levels: One
- Stories: 1
- Private pool: Yes
- Pool features: In Ground
- Exterior features: Private Mailbox,Private Yard,Rain Gutters,Sidewalk
Lot
- Lot size: 9,775 sqft
- Lot size dimensions: 85 x 115
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hurricane
- Tornado
- Hail
- Heat Wave
- Inland Flooding
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Pinellas County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $578 | $6,936 |
| Property Taxes | $795 | $9,540 |
| Electricity | $197 | $2,366 |
| Total | $4,502 | $54,024 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-22 | Price change | $580,000 |
| 2026-07-08 | Price change | $590,000 |
| 2026-06-18 | Listed for sale | $599,000 |
| 2020-09-02 | Sold | $363,000 |
| 2020-07-29 | Pending sale | $379,000 |
| 2020-07-29 | Listed for sale | $379,000 |
| 2020-06-19 | Listing removed | $379,000 |
| 2020-06-05 | Pending sale | $379,000 |
| 2020-05-01 | Listed for sale | $379,000 |
