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967 PINE HILL ROAD, Palm Harbor, FL, 34683

6beds
6baths
5,825sqft
$1,695,000
$291price/sqft
$13,320/moest. monthly cost
$532,800/yrincome needed

About This Home

Virtually Staged. ***OFFERING OWNER FINANCING AT 4.75%, conditions apply*** Welcome to this sprawling residence on 2.5 private acres in the heart of highly sought-after Palm Harbor. Offering nearly 6,000 square feet of thoughtfully designed living space, this home offers 6 bedrooms, 5 full bathrooms, 1 half bath, multiple flex spaces, a 3-car garage, and a resort-style swimming pool. NON-FLOOD ZONE. A newer paved grand circular driveway offers plenty of parking, and the timeless design and expansive layout provides space for everyone. The kitchen was recently remodeled with Wolf appliances, an induction cooktop, Sub-Zero refrigerator, Bosch dishwasher, wine cooler, granite countertops, custom wood cabinetry, and built-in Rev-A-Shelf organization. NEW ROOF in 2023 provides added value and peace of mind. Newer pool equipment, 2 newer HVACS as well. The first floor is ideal for both everyday living and multi-generational flexibility, featuring an elegant formal living room with a custom fireplace, a spacious family room with a second fireplace, and an expansive primary suite complete with a large ensuite bathroom, oversized walk-in closet, and adjoining gym or flex room. A second bedroom with its own private ensuite bath is also located on the main level, along with two oversized bonus rooms that are ideal as executive offices, media rooms, playrooms, or additional guest accommodations. A convenient pool bath and separate guest powder room complete the first floor. Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and a large balcony overlooking the peaceful backyard and pool. Step outside to your own private retreat featuring a sparkling pool surrounded with paver patio, basketball court, batting cage, and dedicated RV parking, all set among beautifully landscaped grounds with room to enjoy the privacy of the 2.5-acre homesite. Additional highlights include a whole-house central vacuum system, private well and septic, water softener, and reverse osmosis filtration serving the kitchen sink and refrigerator ice maker. Ideally located just minutes from shopping, dining, golf courses, the Pinellas Trail, Honeymoon Island, Caladesi Island, and other world-famous Gulf beaches, this exceptional property is also zoned for A-rated Palm Harbor schools, making it an outstanding opportunity for those seeking , privacy, and an exceptional location in one of Tampa Bay's most desirable communities. Schedule your private showing today.

Getting Around

21
WalkingCar-Dependent
22
TransitMinimal Transit
56
BikeBikeable

Schools

10/10
5/10

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Ceramic Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,825
  • Total interior livable area: 5,825 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 140
  • Dimensions: 10x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 280
  • Dimensions: 20x14

Property

Details

  • Parcel number: 362715893340000352
  • Zoning: A-E
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Other

Lot

  • Lot size: 2.43 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Cold Wave
Hurricane
Tornado
Hail
Heat Wave
Inland Flooding
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,570$102,840
Home Insurance *$1,690$20,280
Property Taxes $2,474$29,688
Electricity $586$7,034
Total$13,320$159,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$456,685/yr
40% on housing$399,600/yr
45% on housing$355,200/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 34683$276
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 34683$295
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-26Price change$1,695,000
2026-07-11Listed for sale$1,795,000
2025-12-25Listing removed$1,689,000
2025-09-30Listed for sale$1,689,000
2024-11-24Listing removed$1,689,000
2024-05-01Price change$1,689,000
2024-04-19Listed for sale$1,799,990
2023-11-30Listing removed--
2023-10-14Price change$1,799,900
2023-05-22Listed for sale$1,850,000
2022-09-16Listing removed--
2022-07-10Listed for sale$1,850,000
2021-08-08Listing removed--
2021-05-10Listed for sale$1,350,000
2021-01-10Listing removed--
2018-11-02Listing removed$1,195,000
2018-10-20Listed for sale$1,195,000
2003-04-25Sold$395,000

For Sale by Agent

AgentChristina Paolillo
BrokerageCHARLES RUTENBERG REALTY INC

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