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2436 10TH STREET S, Saint Petersburg, FL, 33705

2beds
1baths
810sqft
$185,000
$228price/sqft
$1,524/moest. monthly cost
$60,960/yrincome needed

About This Home

Rare opportunity for investors, builders, and owner-occupants. This property offers multiple paths to value creation, whether renovating the existing home, building a new custom residence, or developing a primary home with a detached income producing ADU. The property is zoned to allow both single family residence and a detached accessory dwelling unit (ADU), creating the potential for two residential structures on one parcel. Seller has conceptual plans available for both: * New 4-bedroom, 2-bath single-family residence * Detached income-producing ADU. These plans provide buyers with a significant head start in the development process and help illustrate the property's highest and best use. Ideal for investors seeking rental income, multi-generational living, house hacking, or long-term appreciation through redevelopment. The existing home is a 2-bedroom 1-bath with 810 SQFT of living space. The existing home requires renovation and is being sold AS-IS. Buyers should verify all zoning, permitting, development standards, and impact fees with the appropriate authorities. Buyer or Buyer's agent is responsible for verifying all room measurements, utilities and all other data in the MLS. All measurements are approximate.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
63
BikeBikeable

Schools

4/10
4/10
Bay Point Middle SchoolGrades 6-82.4 mi
3/10
Gibbs High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Other,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 24
  • Dimensions: 6x4

Balcony Porch Lanai

  • Level: First
  • Area: 18
  • Dimensions: 6x3

Bathroom1

  • Level: First
  • Area: 48
  • Dimensions: 6x8

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 99
  • Dimensions: 9x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: First
  • Area: 121
  • Dimensions: 11x11

Features

  • None
  • Flooring: Linoleum,Tile
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None
  • Cooling features: None

Interior Area

  • Total structure area: 975
  • Total interior livable area: 810 sqft

Kitchen

  • Level: First
  • Area: 77
  • Dimensions: 7x11

Laundry

  • Level: First
  • Area: 45
  • Dimensions: 5x9

Living Room

  • Level: First
  • Area: 210
  • Dimensions: 15x14

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 99
  • Dimensions: 9x11

Property

Details

  • Parcel number: 363116504180000770
  • Zoning: R
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Sidewalk

Lot

  • Lot size: 5,127 sqft
  • Features: City Lot
  • Lot size dimensions: 40 x 124

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Lightning
Coastal Flooding
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$79$948
Property Taxes $313$3,756
Electricity $197$2,366
Total$1,524$18,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,251/yr
40% on housing$45,720/yr
45% on housing$40,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$228This listing

vs Other Active Listings

Avg $/sqft

ZIP 33705$253
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33705$291
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-07Listed for sale$185,000

For Sale by Agent

AgentTameshia Moore
BrokerageDREAM REALTY GROUP

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