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321 Orange Blossom Dr, Winter Haven, FL, 33880

2beds
3baths
1,407sqft
$205,000
$146price/sqft
$1,671/moest. monthly cost
$66,840/yrincome needed

About This Home

Whether you're a first-time buyer, downsizing, or investing, this canal-front townhome is an opportunity you don't want to miss. Enjoy access to Winter Haven's Chain of Lakes at a fraction of typical waterfront prices. This home features an open layout with modern finishes, ideal for everyday living and entertaining. A private lanai and second-story balcony overlook the canal, which connects to Lake Lulu, Lake Roy, Lake Eloise, and the 15 interconnected lakes of the Southern Chain of Winter Haven's Famous Chain of Lakes spanning over 9,000 acres of waterways. Or take some time for yourself to relax at the community pool on the banks of Lake Lulu. This townhome is centrally located near shopping, dining, and major roadways, offering convenient access to all things Winter Haven. Schedule your showing today.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
3/10
Denison Middle SchoolGrades 6-81.8 mi
3/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Cement Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Garage

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Tray Ceiling(s)
  • Door features: Sliding Doors
  • Flooring: Tile,Vinyl
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,924
  • Total interior livable area: 1,407 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 198
  • Dimensions: 11x18

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 399
  • Dimensions: 21x19

Primary Bedroom

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: Second
  • Area: 187
  • Dimensions: 17x11

Property

Details

  • Parcel number: 262904664011000010
  • Attached to another structure: Yes
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Deck,Rear Porch,Screened
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water,Canal
  • Has water view: Yes
  • Water view: Water,Canal
  • On waterfront: Yes
  • Waterfront features: Canal - Freshwater,Freshwater Canal Access,Boat Ramp - Private,Fishing Pier,Minimum Wake Zone,Seawall
  • Waterbody name: LAKE ROY/LULU CANAL
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 2,413 sqft

Parking

  • Total spaces: 1
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$194$2,328
Property Taxes $244$2,928
Electricity $197$2,366
Total$1,671$20,052
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$57,291/yr
40% on housing$50,130/yr
45% on housing$44,560/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$146This listing

vs Other Active Listings

Avg $/sqft

ZIP 33880$116
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33880$179
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$215,500
2026-03-30Listed for sale$220,000
2023-08-21Sold$237,000
2023-07-10Pending sale$235,000
2023-06-30Listed for sale$235,000
2018-12-28Sold$130,000
2018-10-13Pending sale$129,900
2018-09-12Price change$129,900
2018-08-29Listed for sale$135,000
2017-11-15Listing removed$125,000
2017-11-04Listed for sale$125,000
2016-01-11Sold$92,500
2015-07-02Listed for sale$99,000
2008-02-06Sold$160,000
2004-05-13Sold$95,000
1998-06-02Sold$75,000
1993-10-19Sold$58,000

For Sale by Agent

AgentJay Scharff, Jr
BrokerageTHE PROPERTY ADVISERS

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