112 PALM DRIVE, Winter Haven, FL, 33880
About This Home
Under contract-accepting backup offers. Welcome Home! If you've been dreaming of homeownership but thought it was out of reach, this could be the opportunity you've been waiting for. This charming 2-bedroom, 1.5-bath home also features a versatile bonus room that could be used as a 3rd bedroom, home office, playroom, hobby room, or extra storage space. Situated in a well-established Winter Haven neighborhood, this home offers the perfect chance to begin building equity instead of paying rent. One of the standout features is NO HOA, giving you the freedom and flexibility that so many buyers are looking for. The fully fenced yard provides a great space for pets, kids, entertaining, or simply relaxing in your own private outdoor space. Whether you're a first-time homebuyer looking for a place to call your own or an investor searching for your next rental property, this home offers plenty of potential. The functional layout, cozy feel, and flexible living space make it easy to envision making it your own over time. Conveniently located near shopping, restaurants, schools, and major roadways, you'll enjoy easy access to everything Winter Haven and the surrounding area has to offer. Even better, the seller will be installing a BRAND-NEW ROOF prior to closing, giving the new owner added peace of mind and one less major expense to worry about. Your first home doesn't have to be your forever home—it just has to be your start. Come see the possibilities this home has to offer!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1949
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Range Hood,Refrigerator
- Laundry features: Inside,Laundry Closet
Bathroom1
- Level: First
Bathroom2
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Bonus Room
- Features: No Closet
- Level: First
Dining Room
- Level: First
Features
- Ceiling Fan(s),Primary Bedroom Main Floor
- Flooring: Laminate
- Fireplace features: Decorative
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,091
- Total interior livable area: 720 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 262906673500000240
- Zoning: R-4
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch
- Exterior features: None
- Fencing: Chain Link,Wood
Lot
- Lot size: 8,573 sqft
- Lot size dimensions: 69 x 115
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $884 | $10,608 |
| Home Insurance * | $166 | $1,992 |
| Property Taxes | $221 | $2,652 |
| Electricity | $197 | $2,366 |
| Total | $1,468 | $17,616 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $172,900 |
| 2026-07-24 | Price change | $174,900 |
| 2026-07-18 | Listed for sale | $189,900 |
| 2020-03-25 | Sold | $94,000 |
| 2012-05-29 | Sold | $22,500 |
| 2012-04-01 | Price change | $29,900 |
| 2012-02-29 | Price change | $35,500 |
| 2012-01-28 | Listed for sale | $41,500 |
| 2012-01-23 | Sold | $16,600 |
| 2006-08-09 | Sold | $121,600 |
| 2003-09-08 | Sold | $43,000 |
| 1995-11-22 | Sold | $28,500 |
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