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229 RAYMOND AVENUE, Frostproof, FL, 33843

3beds
2baths
977sqft
$240,000
$246price/sqft
$1,749/moest. monthly cost
$69,960/yrincome needed

About This Home

Single family home on 0.21 acre lot. This charming 3 bedrooms, 2 bath home sits on a spacious fully fenced lot filled with lush tropical landscaping and a wide variety of mature fruit trees including mango, guava, lemon, banana, grapes, cherry, and more. Enjoy Florida living with a large gazebo, colorful front flower garden, and a dedicated area for growing vegetables. Inside the home features modern tile flooring, updated kitchen fixtures, new toilets & showers in bathrooms, and ceiling fans throughout. Major updates include newer a/c units (less than 3 yrs old), updated plumbing, newer septic system, and built-in shelving in garage. Bonus features include a separate storage casita and a 24/7 security camera system. Peaceful, private, and move-in ready; this home is a perfect blend of comfort and nature.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1959

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedroom3

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s)
  • Window features: Shutters
  • Flooring: Ceramic Tile,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,685
  • Total interior livable area: 977 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 283207985700009070
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Mailbox,Rain Gutters,Sidewalk
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 8,995 sqft
  • Features: Landscaped,Sidewalk
  • Lot size dimensions: 75 x 120

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance *$151$1,812
Property Taxes $188$2,256
Electricity $197$2,366
Total$1,749$20,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,965/yr
40% on housing$52,470/yr
45% on housing$46,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 33843$106
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33843$169
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-04Listed for sale$240,000
2026-01-17Listing removed$231,000
2025-07-24Price change$231,000
2025-07-17Listed for sale$240,000
2022-09-06Sold$196,000
2022-05-24Pending sale$195,000
2022-05-06Listed for sale$195,000

For Sale by Agent

AgentAlex Rodriguez
BrokerageCOLDWELL BANKER SOLOMON

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