119 Garden Dr, Montgomery, IL, 60538
About This Home
Welcome to The Gardens! Discover your new home in this charming ranch-style residence located in a desirable 55+ community. This well-maintained 3-bedroom, 1.5-bath home features two fully fenced outdoor patio areas, providing privacy and inviting spaces for relaxing or entertaining. Recent updates include fresh interior paint, new light fixtures, a brand-new roof (2026), new garbage disposal, and a new thermostat. The convenient location offers easy access to shopping, restaurants, public transportation, and everyday amenities. This property is being sold As-Is. Please refer to the document tab for applicable bylaws, rules, regulations, and subdivision requirements.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1973
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Microwave,Refrigerator,Washer,Dryer
Basement
- Basement: None
Bedroom2
- Features: Flooring (Carpet)
- Level: Main
- Area: 110
- Dimensions: 10X11
Bedroom3
- Level: Main
- Area: 120
- Dimensions: 15X8
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Eating Area
- Level: Main
- Area: 90
- Dimensions: 10X9
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 1,142 sqft
Kitchen
- Features: Kitchen (Eating Area-Table Space),Flooring (Wood Laminate)
- Level: Main
- Area: 132
- Dimensions: 12X11
Laundry
- Level: Main
- Area: 80
- Dimensions: 10X8
Living Room
- Features: Flooring (Carpet)
- Level: Main
- Area: 224
- Dimensions: 14X16
Master Bedroom
- Features: Flooring (Carpet)
- Level: Main
- Area: 150
- Dimensions: 15X10
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0305452044
- Special condition: None
Features
- Stories: 1
Lot
- Lot size: 2,840 sqft
- Lot size dimensions: 71 x40
Parking
- Total spaces: 1
- Parking features: Yes,Garage Owned,Attached,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,213 | $14,556 |
| Home Insurance * | $107 | $1,284 |
| Property Taxes | $455 | $5,460 |
| Electricity | $130 | $1,569 |
| Total | $1,905 | $22,860 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listing removed | $234,900 |
| 2026-05-26 | Listed for sale | $234,900 |
| 2026-05-09 | Pending sale | $234,900 |
| 2026-04-16 | Listed for sale | $234,900 |
| 2026-04-11 | Contingent | $234,900 |
| 2026-01-30 | Price change | $234,900 |
| 2025-12-16 | Price change | $244,900 |
| 2025-11-20 | Price change | $254,900 |
| 2025-11-04 | Listed for sale | $259,900 |
| 2008-06-02 | Sold | $160,000 |
| 2001-10-30 | Sold | $131,500 |
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