1631 Monterey Ln, Lakeland, FL, 33813
About This Home
This spacious 4-bedroom, 3.5-bath home sits on an oversized, beautifully landscaped lot and is packed with upgrades! Featuring brand-new flooring, new ceiling fans, granite countertops, modern lighting throughout, and all-new kitchen appliances, this home is move-in ready. Freshly painted inside with a new roof just installed, it also offers a possible in-law suite, 2-car garage, additional slab parking, and fantastic curb appeal. Don’t miss your chance to own this gem in a quiet neighborhood!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1970
Materials
- Foundation: Block
- Roof: Shingle
- Construction materials: Brick,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Range,Refrigerator
- Laundry features: Laundry Room
Bedroom2
- Features: En Suite Bathroom,Built-in Closet
- Level: First
- Area: 120
- Dimensions: 12x10
Bedroom3
- Features: Built-in Closet
- Level: Third
- Area: 130
- Dimensions: 10x13
Bedroom4
- Features: Built-in Closet
- Level: Third
- Area: 132
- Dimensions: 11x12
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Dining Room
- Level: Second
- Area: 120
- Dimensions: 12x10
Family Room
- Level: First
- Area: 240
- Dimensions: 20x12
Features
- Ceiling Fan(s),Split Bedroom,Walk-In Closet(s)
- Flooring: Carpet,Laminate
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,932
- Total interior livable area: 2,120 sqft
Kitchen
- Level: Second
- Area: 156
- Dimensions: 12x13
Living Room
- Level: Second
- Area: 276
- Dimensions: 12x23
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: Third
- Area: 143
- Dimensions: 11x13
Property
Details
- Parcel number: 242908278500002204
- Zoning: R-1
- Special condition: None
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Front Porch,Rear Porch,Screened
- Exterior features: Private Mailbox,Storage
Lot
- Lot size: 0.48 Acres
- Lot size dimensions: 75 x 131
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,274 | $27,288 |
| Home Insurance * | $422 | $5,064 |
| Property Taxes | $387 | $4,644 |
| Electricity | $213 | $2,560 |
| Total | $3,296 | $39,552 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-24 | Listing removed | $2,850 |
| 2026-03-23 | Price change | $2,850 |
| 2026-03-13 | Price change | $449,900 |
| 2026-02-26 | Price change | $2,950 |
| 2026-02-06 | Listed for rent | $2,995 |
| 2025-08-04 | Listed for sale | $474,900 |
| 2025-01-28 | Sold | $285,000 |
| 2025-01-16 | Pending sale | $297,500 |
| 2025-01-13 | Listed for sale | $297,500 |
| 2025-01-09 | Pending sale | $297,500 |
| 2025-01-06 | Listed for sale | $297,500 |
| 2003-12-08 | Sold | $134,000 |
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