42 Circle Dr W, Montgomery, IL, 60538
About This Home
Welcome to this beautifully maintained, move-in ready ranch-style home! Offering 3 spacious bedrooms, 1.5 bathrooms, and a wide 2-car attached garage, this home is designed with comfort and functionality in mind. The inviting floor plan provides a great flow between living spaces, making it perfect for both everyday living and entertaining. Enjoy fresh paint throughout, stainless steel appliances, and the peace of mind of a newer roof installed in 2023. Step outside to a fully fenced backyard, ideal for pets, play, or relaxing outdoors. Located in the highly sought-after Oswego School District 308, this home offers an incredible opportunity in a desirable location. Best of all, it's ready for all types of financing, making homeownership more accessible than ever. Don't miss your chance to make this wonderful home yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1968
Materials
- Roof: Asphalt
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Stainless Steel Appliance(s),Range Hood
- Laundry features: In Unit,Laundry Closet
Basement
- Basement: None
Bedroom2
- Features: Flooring (Vinyl)
- Level: Main
- Area: 120
- Dimensions: 12X10
Bedroom3
- Features: Flooring (Vinyl)
- Level: Main
- Area: 110
- Dimensions: 11X10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 99
- Dimensions: 11X9
Features
- Open Floorplan,Dining Combo
- Window features: Screens,Drapes
- Number of fireplaces: 1
- Fireplace features: Dining Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Natural Gas,Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,384
- Total interior livable area: 1,384 sqft
Kitchen
- Features: Kitchen (Island,Updated Kitchen),Flooring (Vinyl)
- Level: Main
- Area: 110
- Dimensions: 11X10
Living Room
- Features: Flooring (Vinyl)
- Level: Main
- Area: 210
- Dimensions: 14X15
Master Bedroom
- Features: Flooring (Vinyl),Bathroom (Half)
- Level: Main
- Area: 165
- Dimensions: 15X11
Property
Accessibility
- Accessibility features: No Disability Access
Details
- Parcel number: 0308202002
- Special condition: None
Features
- Stories: 1
- Patio & porch: Patio
- Fencing: Fenced
Lot
- Features: Mature Trees
- Lot size dimensions: 84.47 x 175 x 80.15 x 152.6
Parking
- Total spaces: 6
- Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Driveway,Owned,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Strong Wind
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,592 | $19,104 |
| Home Insurance * | $141 | $1,692 |
| Property Taxes | $598 | $7,176 |
| Electricity | $130 | $1,569 |
| Total | $2,461 | $29,532 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2023-07-24 | Sold | $251,000 |
| 2023-06-11 | Contingent | $250,000 |
| 2023-06-08 | Price change | $250,000 |
| 2023-05-18 | Listed for sale | $259,900 |
| 2012-02-10 | Sold | $85,000 |
| 2011-09-28 | Sold | $64,000 |
| 2011-09-11 | Price change | $84,900 |
| 2011-08-06 | Listed for sale | $99,999 |
| 2005-04-25 | Sold | $179,000 |
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