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820 S OAK AVENUE, Bartow, FL, 33830

6beds
5baths
4,760sqft
$597,500
$126price/sqft
$4,729/moest. monthly cost
$189,160/yrincome needed

About This Home

STEP BACK IN TIME . . . . own a part of Bartow’s history is steeped into every room of this 1910 home situated on nearly a full acre in the heart of Bartow’s residential area just a few blocks east of the courthouse and south of Main Street. This sprawling 5-bedroom, 4-bath main home features spacious rooms throughout, a dedicated office, formal living and dining rooms, family room, and a Florida room complete with Terrazzo flooring and REAL cypress paneled walls and built-in bookcase. There are a multitude of built-in features throughout the home, storage space galore (every inch was utilized!), a non-working fireplace (it was capped years ago), PLUS a 1-bedroom / 1-bath cottage/guest house with kitchen and living area that was completely updated in 2022. There is also a detached 2-car garage with workshop space, half-bath, two storage sheds and a covered space for boat/RV parking. The inground pool is situated away from the main residence and cottage. Shingle roof replaced in 2022, tented in 2022 and comes with the balance of Orkin’s 5-Year Warranty. Main sewer line replaced in 2020. Please do not rely on public records for SF figures as a recent appraisal determined the Main house is approximately 4067 SF of living area and detached Cottage/Guest House is approximately 693 SF of living area. Interior photos will not be available until after the conclusion of the estate sale and the home has been cleared of unsold items and professionally cleaned - approximately Aug 5th..

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

5/10
3/10
Bartow Middle SchoolGrades 6-80.7 mi
3/10
Bartow Senior High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame (FSC Certified)

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Cooktop,Dishwasher
  • Laundry features: Inside,Laundry Room

Bathroom5

  • Features: Other,Built-in Closet
  • Level: Second
  • Area: 195
  • Dimensions: 13x15

Bedroom2

  • Features: Jack & Jill Bathroom,Built-in Closet
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Bedroom3

  • Features: Jack & Jill Bathroom,Built-in Closet
  • Level: First
  • Area: 182
  • Dimensions: 14x13

Bedroom4

  • Features: Other,Built-in Closet
  • Level: Second
  • Area: 180
  • Dimensions: 12x15

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 5

Dinette

  • Features: Other,Wet Bar
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Dining Room

  • Features: Other,Storage Closet
  • Level: First
  • Area: 256
  • Dimensions: 16x16

Family Room

  • Features: Built-In Shelving,Ceiling Fan(s)
  • Level: First
  • Area: 210
  • Dimensions: 14x15

Features

  • Built-in Features,Ceiling Fan(s),Crown Molding,High Ceilings,Primary Bedroom Main Floor,Split Bedroom
  • Flooring: Carpet,Ceramic Tile,Other
  • Fireplace features: Decorative,Living Room
  • Fireplace: Yes

Florida Room

  • Level: First
  • Area: 238
  • Dimensions: 17x14

Heating & Cooling

  • Heating features: Central,Heat Pump,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 6,184
  • Total interior livable area: 4,760 sqft

Kitchen

  • Features: Pantry,Storage Closet
  • Level: First
  • Area: 176
  • Dimensions: 16x11

Laundry

  • Level: First
  • Area: 54
  • Dimensions: 6x9

Living Room

  • Features: Other
  • Level: First
  • Area: 315
  • Dimensions: 21x15

Office

  • Level: First
  • Area: 156
  • Dimensions: 12x13

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Other,Built-in Closet
  • Level: First
  • Area: 294
  • Dimensions: 14x21

Property

Details

  • Parcel number: 253008419000002020
  • Zoning: R-2
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Other
  • Patio & porch: Deck,Rear Porch
  • Exterior features: Storage
  • Has view: Yes
  • View description: Garden,Pool
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.91 Acres
  • Features: Cleared,City Lot,Level
  • Lot size dimensions: 200 x 199

Parking

  • Total spaces: 2
  • Parking features: Oversized,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,021$36,252
Home Insurance *$533$6,396
Property Taxes $696$8,352
Electricity $479$5,748
Total$4,729$56,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,137/yr
40% on housing$141,870/yr
45% on housing$126,106/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 33830$149
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33830$176
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Listed for sale$597,500

For Sale by Agent

AgentJeri Thom
BrokeragePREMIER REALTY NETWORK, INC

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