




532 WINTER TERRACE, Winter Haven, FL, 33881
About This Home
FULLY UPGRADED & MOVE-IN READY! Beautiful 3BR/2BA home located in the heart of Winter Haven in a desirable lakeside community. This home features brand-new flooring throughout, all new stainless-steel appliances, new AC, and new water heater. Open-concept living, dining, and kitchen layout with upgraded cabinets and matching stainless-steel appliances. Spacious living room and generously sized bedrooms. The primary bedroom is privately situated and includes two closets and an en-suite bath with a large walk-in shower. Additional features include two private parking spaces, bonus outdoor den, and extra storage. Enjoy community amenities such as a large pool, clubhouse, and private boat dock with lake access. Great value with excellent upgrades and amenities. Must see! Schedule your showing today !!
Getting Around
Schools
Construction
Condition
- Year built: 1996
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Freezer,Microwave,Range,Refrigerator,Washer
- Laundry features: In Kitchen
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Thermostat,Walk-In Closet(s)
- Flooring: Ceramic Tile,Luxury Vinyl
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 1,073
- Total interior livable area: 1,073 sqft
Kitchen
- Features: Pantry,Storage Closet
- Level: First
- Area: 40
- Dimensions: 5x8
Living Room
- Features: Ceiling Fan(s),Storage Closet
- Level: First
- Area: 180
- Dimensions: 12x15
Primary Bathroom
- Features: Exhaust Fan,No Closet
- Level: First
- Area: 32
- Dimensions: 4x8
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Area: 120
- Dimensions: 12x10
Property
Details
- Parcel number: 262809530002001360
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Playground,Private Entrance
Lot
- Lot size: 1,142 sqft
- Features: Corner Lot
Parking
- Total spaces: 2
- Parking features: Carport
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $829 | $9,948 |
| Home Insurance * | $153 | $1,836 |
| Property Taxes | $257 | $3,084 |
| Electricity | $197 | $2,366 |
| Total | $1,436 | $17,232 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-12 | Listed for sale | $164,000 |
| 2026-04-24 | Listing removed | $164,000 |
| 2026-01-25 | Listed for sale | $164,000 |
| 2023-05-31 | Sold | $150,000 |
| 2023-04-28 | Pending sale | $150,995 |
| 2023-04-27 | Listed for sale | $150,995 |
| 2021-07-20 | Listing removed | -- |
| 2021-07-19 | Listed for rent | $1,150 |
| 2021-07-01 | Listing removed | -- |
| 2021-06-23 | Listed for rent | $1,150 |
| 2020-06-28 | Listing removed | $995 |
| 2020-06-11 | Listed for rent | $995 |
| 2018-02-15 | Listing removed | $875 |
| 2017-11-30 | Listed for rent | $875 |
| 2011-08-26 | Listing removed | $68,900 |
| 2011-02-26 | Listed for sale | $68,900 |
