820 WATER OAKS DRIVE, Winter Haven, FL, 33880
About This Home
PRICE LOWERED! CASH OFFERS ACCEPTED! Spacious 3 Bedroom 2 Bath Mobile Home with no HOA! Great Winter Haven location! New Shingle Roof in 2018! This home has been lived in by one family since it was new! Now it is Vacant and ready for a new family! Split Bedrooms, Spacious Family Room, Living Room/Dining Room Combo, Two Concrete Driveways, Covered Carport, Screened Front Porch with wood burning fireplace/grill, Fenced Front Yard, No Rear Neighbors just to name a few of the features here! Home is priced to sell! Schedule your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Completed
- Year built: 1984
Materials
- Foundation: Crawlspace
- Roof: Shingle
- Construction materials: Metal Frame
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home,Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Inside
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceiling Fan(s),Split Bedroom,Thermostat
- Window features: Window Treatments
- Flooring: Carpet,Laminate,Vinyl
Great Room
- Level: First
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,Wall/Window Unit(s)
Interior Area
- Total structure area: 1,248
- Total interior livable area: 1,248 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 262909000000044230
- Zoning: R-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Enclosed,Front Porch,Screened
- Exterior features: Other
- Fencing: Chain Link,Wood
Lot
- Lot size: 6,138 sqft
- Features: Level
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Strong Wind
- Hurricane
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $503 | $6,036 |
| Home Insurance * | $94 | $1,128 |
| Property Taxes | $117 | $1,404 |
| Electricity | $197 | $2,366 |
| Total | $911 | $10,932 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Price change | $89,500 |
| 2026-08-04 | Pending sale | $99,500 |
| 2026-07-28 | Listed for sale | $99,500 |
| 1984-12-01 | Sold | $35,800 |
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