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404 ARMOUR AVENUE, Auburndale, FL, 33823

2beds
1baths
750sqft
$189,000
$252price/sqft
$1,534/moest. monthly cost
$61,360/yrincome needed

About This Home

Welcome home to this charming and updated 2-bedroom, 1-bath residence situated on an oversized fenced lot in Auburndale. Recent improvements include updated windows, soffit and fascia, lighting fixtures, and a beautifully refreshed kitchen, creating a move-in ready space with tasteful updates throughout. The spacious yard offers plenty of room for entertaining, pets, gardening, or future possibilities, and includes a storage shed for added convenience. Located on approximately one-third of an acre and zoned R-2, this property offers flexibility and value for homeowners and investors alike. Conveniently located with easy access to I-4, US Highway 92, and the Polk Parkway, commuting to Lakeland, Winter Haven, Orlando, and Tampa is a breeze. You'll also enjoy close proximity to shopping, dining, schools, parks, and other everyday conveniences. Whether you're looking for your first home, downsizing, or adding to your investment portfolio, this property is one you won't want to miss. (The three sheds in back yard will be removed prior to closing on the property. Shed closest to home will stay)

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
60
BikeBikeable

Schools

3/10
Auburndale Senior High SchoolGrades PK,9-120.7 mi

Construction

Condition

  • Year built: 1954

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Laundry Room

Bathroom1

  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Kitchen/Family Room Combo,Primary Bedroom Main Floor
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,138
  • Total interior livable area: 750 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 252811337800006100
  • Zoning: C-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Private Mailbox,Storage

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot,Oversized Lot
  • Lot size dimensions: 120 x 125

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane
Heat Wave
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$140$1,680
Property Taxes $242$2,904
Electricity $197$2,366
Total$1,534$18,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,594/yr
40% on housing$46,020/yr
45% on housing$40,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$252This listing

vs Other Active Listings

Avg $/sqft

ZIP 33823$133
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33823$177
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$189,000
2026-07-23Contingent$189,000
2026-06-15Listed for sale$189,000
2025-08-10Listing removed$1,800
2025-07-26Listed for rent$1,800
2019-08-21Sold$82,500
2019-03-28Listing removed$89,900
2018-09-14Price change$89,900
2018-08-23Listed for sale$99,000
2013-09-09Sold$30,000
2010-08-08Listing removed$37,050
2009-12-23Listed for sale$37,050
2009-01-27Sold$38,000
2008-12-07Listed for sale$37,050
2000-02-16Sold$54,300
1998-11-04Sold$26,900

For Sale by Agent

AgentJesi Oakley
BrokerageKELLER WILLIAMS REALTY SMART 1

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