8404 MATHEWS ROAD, Lakeland, FL, 33809
About This Home
Welcome to your own private slice of Central Florida paradise. Located between Tampa and Orlando, this gorgeous farmhouse property on over 5 acres offers the ultimate homesteading lifestyle without sacrificing modern convenience. Situated just 5 miles from I-4, you can enjoy a quiet country retreat and still maintain an easy commute to either major city. Step inside the beautifully updated home to find a bright, welcoming layout designed for easy modern living. The heart of the home features a spacious, open kitchen area boasting stainless steel appliances, abundant cabinet and pantry storage, and a convection oven—perfect for preparing large meals and hosting memorable gatherings. Car enthusiasts, contractors, or truck owners will love the oversized two-car garage, specifically designed with the depth and clearance to comfortably fit two full-size trucks. The home provides total peace of mind with major structural upgrades, including a new roof and AC systems. A standout feature of the interior is the versatile, fully air-conditioned bonus room located right off the back porch—perfectly suited for a quiet home office, creative hobby space, or studio. Built to withstand weather, this property has remained dry through the Florida hurricane seasons. For ultimate storm readiness, the main electrical panel comes fully wired with a dedicated generator hookup. The acreage itself is a dream come true: a beautiful blend of open land and partly wooded areas and a flowing creek. The entire property is fully fenced and cross-fenced, making it entirely turn-key for livestock or horses. Equestrian and hobby farming enthusiasts will appreciate the 2-stall barn, custom chicken coop, dedicated garden area, and thriving fruit trees. Keeping the grounds lush is effortless thanks to two private wells powering an extensive underground irrigation system. Whether you are looking to cultivate your own mini-farm, trail ride, or simply escape the neighbors, this rare property delivers it all. The home is move-in ready and priced at appraised value to sell - call today for your private tour! This sale also includes Parcel #232712000000032440, an additional 0.72 acres that is fenced to use as a grazing pasture for animals or an incredible investment for a future homesite.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Convection Oven,Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Laundry Room
Bathroom2
- Level: First
- Area: 40
- Dimensions: 5x8
Bedroom2
- Features: Linen Closet
- Level: First
- Area: 130
- Dimensions: 10x13
Bedroom3
- Features: Storage Closet
- Level: First
- Area: 121
- Dimensions: 11x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Features: No Closet
- Level: First
- Area: 192
- Dimensions: 16x12
Dining Room
- Level: First
- Area: 130
- Dimensions: 13x10
Features
- Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Split Bedroom,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Carpet,Ceramic Tile,Luxury Vinyl
- Fireplace features: Living Room,Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 4,013
- Total interior livable area: 2,480 sqft
Kitchen
- Level: First
- Area: 285
- Dimensions: 15x19
Laundry
- Level: First
- Area: 119
- Dimensions: 7x17
Living Room
- Level: First
- Area: 400
- Dimensions: 16x25
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Area: 240
- Dimensions: 16x15
Property
Details
- Parcel number: 232712000000032030
- Zoning: R-3
- Special condition: None
- Horse amenities: Stable(s)
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch,Rear Porch
- Exterior features: Fire Pit,Garden,Irrigation System
- Fencing: Barbed Wire
- Waterfront features: Creek Access
- Residential vegetation: Fruit Trees,Mature Landscaping,Trees/Landscaped,Wooded
Lot
- Lot size: 4.76 Acres
Parking
- Total spaces: 2
- Parking features: Garage Faces Side,Oversized
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $607 | $7,284 |
| Property Taxes | $609 | $7,308 |
| Electricity | $249 | $2,994 |
| Total | $5,383 | $64,596 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Listed for sale | $775,000 |
View on Zillow