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849 Cimarron Ct, Lakeland, FL, 33813

2beds
3baths
1,079sqft
$150,000
$139price/sqft
$1,187/moest. monthly cost
$47,480/yrincome needed

About This Home

** Multiple offers-- highest and best by friday 5/15 at noon** Great opportunity to make this one your own! It is a fixer upper but its an excellent 1/2 duplex in south Lakeland that has 2 bedrooms and 2.5 baths-- two master suites and one with an updated bathroom. The rest of the home needs flooring, paint and some updates. Roof is 2017 and AC is 2012. It is wheelchair accessible, has a fenced back yard and a rear screened in porch with a storage room. This property also has 2 extended parking spaces that could fit 4 vehicles easily. All information and sizes are believed to be accurate but should be verified by buyer and or buyers agent.

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

2/10
Medulla Elementary SchoolGrades PK-50.6 mi
4/10
Southwest Middle SchoolGrades 6-82.7 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: MultiFamily
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Dryer,Microwave,Range,Washer
  • Laundry features: In Kitchen,Laundry Closet

Bathroom2

  • Level: First
  • Area: 30
  • Dimensions: 5x6

Bathroom3

  • Level: First
  • Area: 20
  • Dimensions: 4x5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Accessibility Features,Eating Space In Kitchen,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Concrete,Other

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,179
  • Total interior livable area: 1,079 sqft

Kitchen

  • Level: First
  • Area: 78
  • Dimensions: 6x13

Living Room

  • Level: First
  • Area: 360
  • Dimensions: 18x20

Other

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Primary Bathroom

  • Level: First
  • Area: 42
  • Dimensions: 6x7

Primary Bedroom

  • Features: Storage Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Entrance,Accessible Full Bath,Accessible Central Living Area

Details

  • Parcel number: 232912140166000351
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Porch,Rear Porch,Screened
  • Exterior features: Private Yard,Storage
  • Fencing: Masonry,Wood

Lot

  • Lot size: 4,853 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$140$1,680
Property Taxes $92$1,104
Electricity $197$2,366
Total$1,187$14,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$40,697/yr
40% on housing$35,610/yr
45% on housing$31,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 33813$178
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33813$205
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$150,000
1995-05-23Sold$55,400

For Sale by Agent

AgentAndrea Anderson
BrokerageS & D REAL ESTATE SERVICE LLC

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