412 Emerald Cove Loop, Lakeland, FL, 33813
About This Home
Perfectly poised in South Lakeland you will find this super sweet single family dwelling in the established community of Emerald Cove, steps away from S Florida Avenue and Cleveland Heights, up from the shores of Scott Lake. This split floor plan home has been thoughtfully updated and is awaiting its new owner! Upon arrival, you will note the adequate driveway and the immediate curb appeal with mature vegetation. Enter into a delightful room with soaring ceilings, a great room with natural light that filters through the picturesque sliding glass doors that frame the back yard view. The heart of this home is the kitchen, delightfully updated with cheerful backsplash, butcher block countertops, and white appliances for a seamless look. Additional features include the pantry and breakfast bar, updated pendant lights that compliment the space. The dining area overlooks the back yard and is surrounded by windows. Enter the Owners Suite for a private retreat! The spacious room with en suite also has tons of natural light, filtering in through the transom window above the sliders that lead to the beautiful screened lanai. The ensuite with dual sinks, soaking tub AND shower complement the large walk in closet with custom organization in place. Additional bedrooms are situated strategically for functionality making the split floor plan desirable. Venture out onto the covered lanai and enjoy the south with serenity. The screened room with tiled floors provides the perfect space to reflect at the end of the day as you enjoy the sunsets without pests in your private, fenced back yard. Roof and HVAC approximately 4 years old. Call for your showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
- Laundry features: Inside
Bathroom2
- Features: Tub With Shower
- Level: First
- Area: 32
- Dimensions: 8x4
Bedroom2
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 110
- Dimensions: 10x11
Bedroom3
- Features: Ceiling Fan(s),Built-in Closet
- Level: First
- Area: 110
- Dimensions: 10x11
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
- Area: 110
- Dimensions: 11x10
Features
- Ceiling Fan(s),Thermostat,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: Sliding Doors
- Flooring: Laminate,Tile
Great Room
- Level: First
- Area: 510
- Dimensions: 17x30
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,271
- Total interior livable area: 1,546 sqft
Kitchen
- Level: First
- Area: 180
- Dimensions: 18x10
Laundry
- Level: First
- Area: 35
- Dimensions: 5x7
Primary Bathroom
- Features: Garden Bath
- Level: First
- Area: 72
- Dimensions: 8x9
Primary Bedroom
- Features: En Suite Bathroom,Walk-In Closet(s)
- Level: First
- Area: 210
- Dimensions: 14x15
Property
Details
- Parcel number: 232913140832000350
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Private Yard
Lot
- Lot size: 7,505 sqft
- Lot size dimensions: 65 x 115
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,645 | $19,740 |
| Home Insurance * | $305 | $3,660 |
| Property Taxes | $299 | $3,588 |
| Electricity | $197 | $2,366 |
| Total | $2,446 | $29,352 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-22 | Listed for sale | $325,500 |
| 2025-12-01 | Listing removed | $324,500 |
| 2025-11-05 | Price change | $324,500 |
| 2025-10-14 | Price change | $325,000 |
| 2025-07-30 | Price change | $330,000 |
| 2025-06-19 | Price change | $340,000 |
| 2025-05-07 | Listed for sale | $350,000 |
| 2023-07-24 | Sold | $306,000 |
| 2023-06-26 | Pending sale | $315,000 |
| 2023-06-22 | Listed for sale | $315,000 |
| 2023-06-18 | Pending sale | $315,000 |
| 2023-06-01 | Price change | $315,000 |
| 2023-05-17 | Price change | $335,000 |
| 2023-05-15 | Price change | $350,000 |
| 2023-05-01 | Price change | $337,500 |
| 2023-04-18 | Listed for sale | $340,000 |
| 2020-10-20 | Sold | $224,900 |
| 2020-09-18 | Pending sale | $224,900 |
| 2020-09-17 | Price change | $224,900 |
| 2020-09-03 | Listed for sale | $230,000 |
| 2006-09-19 | Sold | $193,500 |
| 1994-11-17 | Sold | $90,300 |
| 1994-01-28 | Sold | $14,000 |
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