5108 Waterwood Dr, Bartow, FL, 33830
About This Home
MOTIVATED SELLERS! Sellers will replace roof with an accepted full price contract! This 3-bedroom, 2-bath home situated on a spacious 0.72-acre lot with no HOA in the desirable Waterwood subdivision. A long, welcoming front porch invites you inside to a bright split floor plan featuring vaulted ceilings, an open living area with a fireplace, and a separate dining room. The kitchen provides ample cabinet storage along with a cozy breakfast nook. Outdoor living shines with a large back patio, vinyl-fenced backyard, and a screened porch off the primary bedroom—perfect for morning coffee or unwinding in the evening. The home is connected to a separate well for irrigation, keeping lawn care easy and utility costs low. Bonus space alert! The property features a 2-car garage, with one side currently enclosed and under A/C, being used as a flexible 4th bedroom. This area is not counted in the heated square footage but offers great versatility and can be converted back to a full 2-car garage if desired. There's plenty of parking with an oversized circular driveway. Conveniently located near the Polk Parkway, Fort Fraser Trail, schools, shopping, and a nearby public boat ramp.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Eating Space In Kitchen,Stone Counters
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 3,187
- Total interior livable area: 2,126 sqft
Kitchen
- Level: First
- Area: 288
- Dimensions: 16x18
Living Room
- Level: First
- Area: 288
- Dimensions: 16x18
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 252
- Dimensions: 14x18
Property
Details
- Parcel number: 242913282010000010
- Zoning: RC
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System,Private Mailbox
Lot
- Lot size: 0.72 Acres
- Lot size dimensions: 121 x 313
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,426 | $29,112 |
| Home Insurance * | $428 | $5,136 |
| Property Taxes | $433 | $5,196 |
| Electricity | $213 | $2,567 |
| Total | $3,500 | $42,000 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-25 | Price change | $514,900 |
| 2026-03-30 | Price change | $524,900 |
| 2026-02-24 | Price change | $529,900 |
| 2025-11-17 | Listed for sale | $534,900 |
| 2025-09-19 | Listing removed | $544,000 |
| 2025-08-10 | Price change | $544,000 |
| 2025-06-28 | Price change | $549,000 |
| 2025-05-27 | Listed for sale | $554,000 |
| 2000-03-03 | Sold | $154,000 |
| 1995-04-27 | Sold | $135,000 |
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