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4561 DAVID DRIVE, Bartow, FL, 33830

3beds
2baths
1,100sqft
$249,000
$226price/sqft
$1,871/moest. monthly cost
$74,840/yrincome needed

About This Home

Finding an affordable, move-in-ready home in Bartow with no HOA and major updates already completed is becoming increasingly rare. That’s what makes 4561 David Drive such a standout opportunity. Whether you’re purchasing your first home, simplifying your lifestyle, or searching for a comfortable place to enjoy the years ahead, this well-maintained 3-bedroom, 1.5-bath home brings together value, convenience, and peace of mind. Step inside to durable vinyl plank flooring throughout and a bright, welcoming living area filled with natural light. The layout feels comfortable and easy to enjoy, while the spacious primary bedroom provides a relaxing place to unwind at the end of the day. French doors lead to a fully fenced backyard that feels like your own private retreat. There’s plenty of room for pets to play, a garden to grow, quiet mornings with coffee, or relaxed afternoons spent with family and friends. Another major highlight is that several of the larger expenses have already been addressed, including a roof installed in 2018. With fewer immediate maintenance concerns, you can focus more on settling in and making the space your own. Located in an established Bartow neighborhood with no HOA restrictions, this property gives you added freedom while keeping you close to everyday conveniences. Downtown Bartow’s historic charm, local restaurants, shopping, medical facilities, and parks are just minutes away. Commuters will appreciate convenient access to Highway 17, while outdoor enthusiasts can explore nearby Circle B Bar Reserve, Lake Hancock, and the area’s beautiful natural surroundings. If you’ve been waiting for an affordable home with a move-in-ready interior, private outdoor space, and exceptional value in one of Polk County’s most charming communities, this one deserves a closer look. Schedule your private showing today and see why so many love calling Bartow home.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

3/10
Wahneta Elementary SchoolGrades PK-53.0 mi
4/10
Westwood Middle SchoolGrades 6-85.3 mi
2/10
Lake Region High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom1

  • Features: Shower No Tub,Single Vanity
  • Level: First

Bedroom1

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First
  • Area: 121
  • Dimensions: 11x11

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 11x10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,479
  • Total interior livable area: 1,100 sqft

Kitchen

  • Level: First
  • Area: 72
  • Dimensions: 9x8

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 195
  • Dimensions: 13x15

Primary Bathroom

  • Features: Single Vanity,Tub With Shower
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Property

Details

  • Parcel number: 252913359310002040
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: None
  • Fencing: Chain Link,Fenced
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 7,501 sqft
  • Lot size dimensions: 75 x 100

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,259$15,108
Home Insurance *$222$2,664
Property Taxes $193$2,316
Electricity $197$2,366
Total$1,871$22,452
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,148/yr
40% on housing$56,130/yr
45% on housing$49,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$226This listing

vs Other Active Listings

Avg $/sqft

ZIP 33830$148
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33830$176
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-26Listed for sale$249,000
2022-12-06Sold$250,000
2022-11-08Pending sale$245,000
2022-10-29Price change$245,000
2022-10-19Listed for sale$250,000
2019-09-06Sold$118,000

For Sale by Agent

AgentJen Lay
BrokerageEXP REALTY LLC

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