See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3655 N Scenic Hwy, Lake Wales, FL, 33898

6beds
4baths
5,589sqft
$725,000
$130price/sqft
$5,562/moest. monthly cost
$222,480/yrincome needed

About This Home

Built to last, this cement block and brick home offers 6 bedrooms and 4 bathrooms, constructed from floor to roof for lasting strength and peace of mind. A classic tile roof crowns the home, while original hardwood floors throughout the main residence add warmth, character, and timeless appeal. Set on 10 fully fenced acres with three separate pastures, the property is ideal for animals, privacy, or simply enjoying wide-open space. Mature trees provide natural shade and a peaceful setting, and the large front porch is perfect for relaxing and taking in the surroundings. A screened-in in-ground pool is currently covered and not in use, offering future potential for outdoor enjoyment. The main floor features a spacious great room ideal for gatherings, along with the primary bedroom and en-suite bathroom for convenient single-level living. The second floor includes additional living space, bedrooms, a bathroom, and a kitchenette, plus two separate balconies with water views—perfect for guests or multi-generational living. The walk-out basement was previously a fully self-contained 2 bedrooms, 1 full bath and shower apartment complete with an open kitchen and living area, two bedrooms, and two bathrooms, providing excellent flexibility for extended family, guest accommodations, or rental income. Additionally, this home includes a whole home 24k Generac that powers the whole house, guest cottage and barns. Additional highlights include a detached guest house with high ceilings and an open-concept layout, as well as a detached barn with water, electricity, two stalls, and ample storage. While the property does require some TLC, it presents tremendous potential for customization, restoration, or value-add improvements—an exceptional opportunity for those seeking acreage, privacy, and long-term upside.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1963

Materials

  • Foundation: Basement,Slab
  • Roof: Tile
  • Construction materials: Block,Brick,Concrete

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Outside

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Walk-In Closet(s),In-Law Floorplan
  • Window features: Window Treatments
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Family Room,Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,031
  • Total interior livable area: 5,589 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 272914860590012500
  • Special condition: None
  • Horse amenities: Arena,Horse Track,Round Pen,Stable(s)

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground,Lighting,Screen Enclosure
  • Patio & porch: Covered,Front Porch,Patio,Porch,Rear Porch,Screened,Side Porch
  • Exterior features: Balcony,Dog Run,Irrigation System,Lighting,Storage
  • Fencing: Fenced
  • Has view: Yes
  • View description: Pool,Trees/Woods,Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • Residential vegetation: Fruit Trees,Mature Landscaping,Oak Trees,Trees/Landscaped

Lot

  • Lot size: 9.65 Acres
  • Features: In County,Level,Zoned for Horses

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Cold Wave
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$821$9,852
Property Taxes $514$6,168
Electricity $562$6,749
Total$5,562$66,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$190,697/yr
40% on housing$166,860/yr
45% on housing$148,320/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 33898$126
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33898$187
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-06Listed for sale$725,000
2025-09-25Listing removed$695,000
2025-07-14Listed for sale$695,000
2025-06-05Pending sale$695,000
2025-05-12Listed for sale$695,000
2025-05-08Pending sale$695,000
2025-03-26Price change$695,000
2025-03-03Listed for sale$750,000
2025-02-11Listing removed--
2025-02-06Price change$750,000
2025-02-03Price change$850,000
2025-01-30Listed for sale$725,000
2019-01-24Listing removed$575,000
2018-08-30Listed for sale$575,000
2003-09-02Sold$114,000

For Sale by Agent

AgentDavid Small, KELLER WILLIAMS REALTY SMART 1
BrokerageKELLER WILLIAMS REALTY SMART 1

Similar Homes