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2124 VELVET WAY, Lakeland, FL, 33811

4beds
3baths
2,276sqft
$479,900
$211price/sqft
$3,258/moest. monthly cost
$130,320/yrincome needed

About This Home

Delightful one-owner custom-built pool home in the highly desirable Deer Brooke community of South Lakeland! Nestled on a spacious .28-acre lot among picturesque oak-lined streets and a peaceful setting, this thoughtfully designed split-bedroom residence offers 2,276 square feet of comfortable living space. Featuring 4 bedrooms and 3 full baths, this versatile floor plan includes a flexible fourth bedroom that is ideal as a home office, den, nursery, or guest bedroom, allowing you to tailor the space to your lifestyle. Two of the bedrooms feature private en-suite baths, while the third full bath serves as a convenient guest and pool bath with direct access to the screened lanai and pool area. The inviting layout offers a spacious kitchen, family room, and dinette combination, creating the perfect gathering space for everyday living and entertaining. The family room is accented by a cozy wood-burning fireplace, while additional features include an inside laundry room, two-car garage, and generous living spaces throughout. Freshly painted inside and out, this home is truly move-in ready. Step outside and enjoy Florida living at its finest. The outdoor living area features a 14’ x 28’ screened pool with spa, attractive paver decking, and an expansive 26’ x 11’ covered lanai, plus additional open patio space ideal for entertaining family and friends or simply relaxing poolside. Combining timeless design, flexible living space, and a sought-after South Lakeland location, this exceptional Deer Brooke home offers the perfect blend of comfort, functionality, and Florida lifestyle. All measurements are approximate and must be verified by buyers.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

2/10
Medulla Elementary SchoolGrades PK-51.5 mi
4/10
Southwest Middle SchoolGrades 6-84.4 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator
  • Laundry features: Inside,Laundry Room

Bathroom2

  • Features: Tub with Separate Shower Stall
  • Level: First
  • Area: 50.4
  • Dimensions: 8.4x6

Bathroom3

  • Features: En Suite Bathroom,Handicapped Accessible,Shower No Tub,Single Vanity
  • Level: First
  • Area: 68.44
  • Dimensions: 5.8x11.8

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 118
  • Dimensions: 11.8x10

Bedroom3

  • Features: Dual Closets
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: No Closet
  • Level: First
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Level: First
  • Area: 153.76
  • Dimensions: 12.4x12.4

Dining Room

  • Level: First
  • Area: 152.76
  • Dimensions: 13.4x11.4

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),High Ceilings,Kitchen/Family Room Combo,Split Bedroom,Walk-In Closet(s)
  • Flooring: Laminate,Tile
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Foyer

  • Level: First
  • Area: 63
  • Dimensions: 7x9

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,166
  • Total interior livable area: 2,276 sqft

Kitchen

  • Level: First
  • Area: 252
  • Dimensions: 10.5x24

Laundry

  • Level: First
  • Area: 63.8
  • Dimensions: 5.8x11

Living Room

  • Level: First
  • Area: 465.92
  • Dimensions: 22.4x20.8

Primary Bathroom

  • Features: Bath With Whirlpool,Bidet,En Suite Bathroom,Split Vanities,Tub with Separate Shower Stall
  • Level: First
  • Area: 151.2
  • Dimensions: 14x10.8

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 224
  • Dimensions: 16x14

Property

Accessibility

  • Accessibility features: Visitor Bathroom

Details

  • Parcel number: 232915141576005060
  • Zoning: SF-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Auto Cleaner,Gunite,Heated,In Ground
  • Patio & porch: Covered,Deck,Enclosed,Front Porch
  • Exterior features: Irrigation System,Rain Gutters
  • Has spa: Yes
  • Spa features: In Ground
  • Fencing: Vinyl
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 0.28 Acres
  • Features: In County,Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,426$29,112
Home Insurance *$339$4,068
Property Taxes $264$3,168
Electricity $229$2,748
Total$3,258$39,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,702/yr
40% on housing$97,740/yr
45% on housing$86,880/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 33811$146
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33811$192
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-11Price change$479,900
2026-06-24Listed for sale$499,000

For Sale by Agent

AgentDebbie Miller, PA
BrokerageHARPER REALTY FL, LLC

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