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40431 N Fairview St, Antioch, IL, 60002

3beds
2baths
1,630sqft
$409,000
$251price/sqft
$3,177/moest. monthly cost
$127,080/yrincome needed

About This Home

LAKE RIGHTS, PRIVATE PIER & SHORE STATION ON THE CHAIN O'LAKES | FULLY FENCED YARD | CAPE COD CHARM. Picture your weekends starting with coffee on the expansive front porch, then heading out for a morning cruise, fishing off your private pier, or spending the day boating across Bluff Lake and the connected Chain O'Lakes. Just minutes from your front door, this is the lake lifestyle you are searching for, where every day feels like a getaway. Inside, beautiful hardwood flooring spans the main level, creating a warm and cohesive feel while enhancing the bright, open-concept layout. Natural light pours in, highlighting the seamless flow between the dining area and the kitchen, making both everyday living and entertaining feel effortless. The kitchen is thoughtfully designed with a large breakfast bar for casual seating, granite countertops, a classic subway tile backsplash, quality appliances, and an abundance of cabinetry to keep everything organized. Whether you're preparing a quick breakfast before heading out on the water or hosting friends after a full day on the lake, this space easily adapts to your lifestyle. The kitchen opens directly to the family room, where soaring cathedral ceilings add volume and character, while a charming stone wood-burning fireplace serves as a stunning focal point, creating a warm and inviting space to relax and unwind. The main-level primary bedroom offers a comfortable and private retreat, complete with a spacious walk-in closet. A full bath and a convenient laundry/mudroom on this level add everyday functionality. Upstairs, two additional bedrooms and a second full bath provide flexible living options, perfect for guests, family members, or a home office. The unfinished basement presents valuable storage and the opportunity to expand your living space over time, whether you envision a recreation room, home gym, or additional entertaining space. Outside, the tree-lined, fully fenced backyard creates a private outdoor escape with a spacious deck and playset, perfect for summer BBQs, outdoor dining, and relaxing evenings. With lake rights, a private pier, and shore station on Bluff Lake, you can enjoy boating, jet skiing, kayaking, and fishing whenever you choose. A 2-car detached garage with attached shed completes the package, making it easy to store all your lake gear and toys.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Notable Dates

  • Major remodel year: 2015

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Gas Water Heater
  • Laundry features: Main Level,In Unit

Basement

  • Has basement: Yes
  • Basement: Unfinished,Crawl Space,Storage Space,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 187
  • Dimensions: 17X11

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Blinds)
  • Level: Second
  • Area: 169
  • Dimensions: 13X13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 210
  • Dimensions: 21X10

Family Room

  • Features: Flooring (Hardwood),Window Treatments (Curtains/Drapes)
  • Level: Main
  • Area: 224
  • Dimensions: 16X14

Features

  • Cathedral Ceiling(s),1st Floor Bedroom,1st Floor Full Bath,Open Floorplan
  • Window features: Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Attached Fireplace Doors/Screen,Gas Starter,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,630 sqft

Kitchen

  • Features: Kitchen (Island,Pantry-Closet),Flooring (Hardwood)
  • Level: Main
  • Area: 143
  • Dimensions: 13X11

Laundry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 45
  • Dimensions: 09X05

Master Bedroom

  • Features: Flooring (Hardwood),Window Treatments (Blinds)
  • Level: Main
  • Area: 121
  • Dimensions: 11X11

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 01243020040000
  • Special condition: None
  • Other equipment: Water-Softener Owned,Ceiling Fan(s)

Features

  • Stories: 1
  • Patio & porch: Deck,Porch
  • Exterior features: Other
  • Fencing: Fenced

Lot

  • Lot size: 5,000 sqft
  • Features: Nature Preserve Adjacent,Water Rights,Wooded,Mature Trees,Backs to Trees/Woods
  • Lot size dimensions: 50x100x50x100

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,068$24,816
Home Insurance *$209$2,508
Property Taxes $770$9,240
Electricity $130$1,569
Total$3,177$38,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,925/yr
40% on housing$95,310/yr
45% on housing$84,720/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$251This listing

vs Other Active Listings

Avg $/sqft

ZIP 60002$189
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60002$179
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$439,000
2025-10-17Listing removed$399,900
2025-09-24Listed for sale$399,900
2025-09-24Listing removed$415,000
2025-09-18Price change$415,000
2025-08-07Listed for sale$429,000
2018-04-23Sold$222,500
2018-04-23Listed for sale$225,000
2018-02-17Pending sale$225,000
2018-02-16Listed for sale$225,000
2008-03-03Sold$141,500
2008-02-01Listed for sale$159,900
2001-07-03Sold$134,000
1994-10-25Sold$114,000

For Sale by Agent

AgentLeslie McDonnell
BrokerageRE/MAX Suburban

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