820 AVENUE Z NW, Winter Haven, FL, 33881
About This Home
Short Sale. Discover a wonderful opportunity in the desirable Winter Haven area. This inviting residence offers comfortable living with a practical and welcoming layout. Bright natural light enhances the interior, creating a warm and airy feel throughout. The living areas flow seamlessly, making everyday living and entertaining effortless. A functional kitchen provides plenty of space for cooking and gathering. Spacious bedrooms showcase relaxing retreats for rest and privacy. The home sits on a generous lot with room to enjoy outdoor living. The backyard is perfect for relaxing evenings, gardening, or weekend gatherings. With no HOA, you’ll enjoy added flexibility and freedom. Ample parking adds convenience for residents and guests alike. The location provides easy access to shopping, dining, and daily essentials. Nearby parks and lakes fit outdoor recreation opportunities year-round. Major roadways are just a short drive away for easy commuting. This property is a great fit for homeowners or investors seeking value and potential. Come explore the possibilities this home has to show for.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1925
Materials
- Foundation: Crawlspace
- Roof: Shingle
- Construction materials: Vinyl Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: None
- Laundry features: Laundry Closet
Bedroom2
- Features: Built-in Closet
- Level: Second
Bedroom3
- Features: Built-in Closet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceiling Fan(s)
- Flooring: Laminate
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,338
- Total interior livable area: 2,082 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Features: Built-in Closet
- Level: First
Property
Details
- Parcel number: 262817542500000320
- Zoning: C-3
- Special condition: Short Sale
Features
- Levels: Two
- Stories: 2
- Exterior features: None
Lot
- Lot size: 0.30 Acres
- Lot size dimensions: 60 x 165
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Hurricane
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $998 | $11,976 |
| Home Insurance * | $184 | $2,208 |
| Property Taxes | $215 | $2,580 |
| Electricity | $209 | $2,514 |
| Total | $1,606 | $19,272 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-28 | Listed for sale | $197,500 |
| 2025-05-17 | Listing removed | $299,900 |
| 2025-01-24 | Price change | $299,900 |
| 2024-12-28 | Price change | $310,000 |
| 2024-09-12 | Price change | $318,000 |
| 2024-08-17 | Listed for sale | $330,000 |
| 2023-10-23 | Listing removed | -- |
| 2023-01-11 | Sold | $300,000 |
| 2022-12-08 | Pending sale | $310,900 |
| 2022-11-01 | Price change | $310,900 |
| 2022-10-06 | Price change | $330,900 |
| 2022-09-13 | Price change | $335,900 |
| 2022-08-28 | Listed for sale | $340,900 |
| 2022-08-22 | Pending sale | $340,900 |
| 2022-08-01 | Price change | $340,900 |
| 2022-07-20 | Listed for sale | $345,900 |
| 2022-07-15 | Pending sale | $345,900 |
| 2022-07-10 | Listing removed | -- |
| 2022-07-08 | Listed for rent | $2,270 |
| 2022-07-06 | Price change | $345,900 |
| 2022-06-28 | Price change | $349,500 |
| 2022-06-08 | Listed for sale | $349,900 |
| 2022-06-04 | Listing removed | -- |
| 2022-06-02 | Listed for rent | $2,290 |
| 2022-05-25 | Listing removed | -- |
| 2022-05-12 | Listed for rent | $2,290 |
| 2021-10-27 | Sold | $165,000 |
| 2018-03-29 | Sold | $24,400 |
| 2000-11-29 | Sold | $48,000 |
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