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1804 Michelle Ln, Lakeland, FL, 33813

4beds
3baths
3,549sqft
$675,000
$190price/sqft
$5,067/moest. monthly cost
$202,680/yrincome needed

About This Home

This magnificent home offers an impressive list of premium features and thoughtful recent updates throughout. As soon as you step inside, the quality is evident: gleaming hardwood floors, soaring cathedral ceilings, stunning exposed beams, and a spacious open-concept layout centered around a cozy wood-burning fireplace. The chef’s kitchen is truly a highlight, featuring a double oven, updated high-end energy-efficient appliances, solid wood cabinetry, beautiful granite countertops, a built-in coffee bar, and a large island with seating for seven. The home is bright and welcoming with hurricane- and burglar-resistant windows throughout (equipped with safety coating that will not break). It is listed as a 3-bedroom but can easily function as a 4-bedroom. Two separate staircases offer convenient and private access to the upstairs. All lighting has been upgraded to energy-efficient LED, and motion-detection lighting enhances exterior safety. Additional smart upgrades include an in-duct UV air sterilization system for cleaner indoor air, updated moisture barrier and siding, a solid-core front door with security peephole, a storm door with built-in screen, and a hurricane-rated garage door with automatic deadbolts. A full security system with owned cameras monitors the exterior and select interior areas. A solid-block 180 sq ft hurricane/safe room provides Category 5 storm protection. The home features two master suites, a downstairs master with a refreshed ceiling and a fully updated upstairs master bath, plus a high-efficiency hot water heater. Outside is an entertainer’s dream. The sparkling Pebble-Tek saltwater pool has been completely refreshed with a new pump, cleaning system, directional LED lighting, and upgraded pavers with oversized deck drains. Pop-up and French drains keep the area dry, while efficient roof panels on the pool lanai reduce heat. A fenced dog run with doggie door, full irrigation system in both front and backyard with rain sensors, and a dedicated well for backup water and irrigation complete the outdoor functionality. Additional highlights include a new septic system and leach field, a large pole barn and shed, both with new 220/110 electrical service, ideal for RV and boat storage, plus dusk-to-dawn LED lighting. You’ll also enjoy the spacious screened family pavilion with full electrical service and an above-ground Jacuzzi, perfect for relaxing and entertaining. This property truly has it all, exceptional construction, extensive modern updates, strong storm protection, and outstanding outdoor living spaces. You must see it in person to fully appreciate everything this home has to offer!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Custom
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave,Range,Refrigerator,Water Softener
  • Laundry features: Inside

Balcony Porch Lanai

  • Level: First
  • Area: 456
  • Dimensions: 38x12

Bathroom3

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 150
  • Dimensions: 15x10

Bedroom2

  • Features: Storage Closet
  • Level: First
  • Area: 247
  • Dimensions: 19x13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: First
  • Area: 598
  • Dimensions: 26x23

Features

  • Built-in Features,Cathedral Ceiling(s),Ceiling Fan(s),Central Vacuum,Crown Molding,Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Solid Wood Cabinets,Split Bedroom,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Ceramic Tile,Hardwood
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Ductless

Interior Area

  • Total structure area: 4,048
  • Total interior livable area: 3,549 sqft

Kitchen

  • Level: First
  • Area: 360
  • Dimensions: 20x18

Living Room

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Primary Bedroom

  • Features: Storage Closet
  • Level: Second
  • Area: 286
  • Dimensions: 22x13

Property

Details

  • Parcel number: 242917285000002002
  • Zoning: R-1
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Salt Water,Screen Enclosure
  • Patio & porch: Covered,Enclosed,Rear Porch,Screened
  • Exterior features: Irrigation System,Lighting,Sprinkler Metered,Storage
  • Has spa: Yes
  • Spa features: Above Ground
  • Fencing: Chain Link
  • Has view: Yes
  • View description: Garden,Pool
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 0.61 Acres
  • Lot size dimensions: 93 x 140

Parking

  • Total spaces: 4
  • Parking features: Boat,Covered,Garage Door Opener,Ground Level,RV Carport
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$633$7,596
Property Taxes $664$7,968
Electricity $357$4,285
Total$5,067$60,804
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,725/yr
40% on housing$152,010/yr
45% on housing$135,120/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 33813$175
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33813$205
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$675,000
2021-03-10Sold$520,000
2021-01-14Pending sale$535,000
2021-01-14Listed for sale$535,000
2021-01-14Pending sale$535,000
2021-01-13Price change$535,000
2020-12-16Price change$599,000
2020-11-18Listed for sale$629,000
2017-10-12Sold$420,000
2017-09-20Pending sale$380,000
2017-07-18Listed for sale$380,000

For Sale by Agent

AgentJoseph Bowden
BrokerageEXP REALTY LLC

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