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2216 STARBOARD, Winter Haven, FL, 33881

3beds
3baths
1,549sqft
$215,000
$139price/sqft
$1,884/moest. monthly cost
$75,360/yrincome needed

About This Home

Check out this wonderful opportunity to own a spacious 3-bedroom, 2.5-bath home in the desirable 55+ community of Hartridge Landings! This well-maintained community offers a low HOA fee that includes access to the community pool and a private boat ramp on Lake Hartridge, providing access to Winter Haven's renowned Chain of Lakes. Step inside to an open and versatile floor plan featuring two expansive living areas that have endless possibilities for entertaining, relaxing, or creating a dedicated den, formal living room, or family room. The spacious first-floor primary suite serves as a private retreat, complete with an en-suite bathroom featuring dual sinks and a walk-in shower. The galley-style kitchen is conveniently located just off the dining area and offers the perfect space for a cozy breakfast nook. Also on the first floor are a half bath, a generously sized laundry room with built-in shelving, and a flexible office/bonus room with a built-in desk. Both the kitchen and office provide direct access to the private courtyard, creating a great space for outdoor relaxation or entertaining. Upstairs, you'll find two generously sized guest bedrooms and a full bathroom, providing plenty of space for family and visitors. Conveniently located near shopping, dining, medical facilities, and everyday conveniences, this home offers the perfect combination of comfort, functionality, and low-maintenance living. Schedule your private showing today!

Getting Around

37
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
Westwood Middle SchoolGrades 6-81.9 mi
3/10

Construction

Condition

  • Property condition: Completed
  • Year built: 1974

Materials

  • Foundation: Slab
  • Roof: Membrane
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Range,Range Hood
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom2

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 450
  • Dimensions: 25x18

Bedroom3

  • Features: Ceiling Fan(s),Storage Closet
  • Level: Second
  • Area: 195
  • Dimensions: 15x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Coat Closet
  • Level: First
  • Area: 308
  • Dimensions: 22x14

Features

  • Ceiling Fan(s),Chair Rail,Eating Space In Kitchen,Primary Bedroom Main Floor,Solid Wood Cabinets,Thermostat
  • Door features: French Doors
  • Flooring: Carpet,Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,809
  • Total interior livable area: 1,549 sqft

Kitchen

  • Features: Exhaust Fan,No Closet
  • Level: First
  • Area: 243
  • Dimensions: 27x9

Laundry

  • Features: Built-In Shelving,Storage Closet
  • Level: First
  • Area: 120
  • Dimensions: 15x8

Living Room

  • Features: Built-In Shelving,No Closet
  • Level: First
  • Area: 416
  • Dimensions: 32x13

Office

  • Features: Built-in Features,No Closet
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bathroom

  • Features: Shower No Tub,No Closet
  • Level: First
  • Area: 70
  • Dimensions: 10x7

Primary Bedroom

  • Features: Dual Closets
  • Level: First
  • Area: 342
  • Dimensions: 19x18

Property

Details

  • Parcel number: 262818551200000350
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch
  • Exterior features: Courtyard,Lighting
  • Fencing: Masonry
  • Waterfront features: Lake

Lot

  • Lot size: 2,949 sqft
  • Features: Street Dead-End
  • Lot size dimensions: 40 x 73

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,Ground Level,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$201$2,412
Property Taxes $399$4,788
Electricity $197$2,366
Total$1,884$22,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,594/yr
40% on housing$56,520/yr
45% on housing$50,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$139This listing

vs Other Active Listings

Avg $/sqft

ZIP 33881$88
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33881$165
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$215,000
2018-08-18Listing removed$1,200
2018-05-26Listed for rent$1,200
2014-03-26Sold$86,400
2013-10-18Listed for sale$100,000
2002-04-03Sold$80,000
2000-10-03Sold$68,000

For Sale by Agent

AgentBree Allison
BrokerageKELLER WILLIAMS TAMPA CENTRAL

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