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1604 RACHEL LANE, Lakeland, FL, 33805

4beds
3baths
2,372sqft
$449,900
$190price/sqft
$2,976/moest. monthly cost
$119,040/yrincome needed

About This Home

Under contract-accepting backup offers. Virtually Staged. Rarely does a property like this become available! Nestled on a quiet cul-de-sac, this beautifully updated pool home sits on an impressive .85-acre lot, offering the perfect blend of privacy, space and convenience. Designed with family living and entertaining in mind, this home features 4 bedrooms, 2.5 baths and an inviting floor plan with generous living spaces throughout. The updated kitchen showcases granite countertops, a casual dining area and opens seamlessly to the spacious family room highlighted by a charming wood-burning fireplace. Formal living and dining rooms provide additional space for entertaining and special occasions. Just beyond the French doors, you'll discover a covered 32' x 8' lanai overlooking the caged 15' x 30' inground pool—creating the perfect setting for outdoor dining, weekend cookouts, pool parties, or simply unwinding while enjoying the privacy of your expansive backyard. The home also features updated bathrooms, an inside laundry room, an oversized side-entry garage and outstanding curb appeal with a long, curved driveway providing ample parking for family and guests. Need extra storage or workspace? The detached 16' x 24' steel building with a garage door is ideal for a workshop, hobby space, or securely storing a boat, RV or additional vehicle. Enjoy peace of mind with numerous major improvements, including a new roof and exterior paint (10/2021), updated kitchen and baths (2020 & 2022), water heater (2018), drainfield (2018), pool screen enclosure (10/2022), A/C (4/2025) and rebuilt chimney top (5/2026). Conveniently located less than five minutes from Interstate 4, you'll enjoy an easy commute to Tampa or Orlando while coming home to the quiet surroundings of an established neighborhood. Zoned for highly regarded Wendel Watson Elementary School. Homes offering nearly an acre of land, extensive updates, a caged pool, workshop and exceptional accessibility are a rare opportunity.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
2/10
Tenoroc High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 176
  • Dimensions: 16x11

Bedroom4

  • Features: Built-in Closet
  • Level: First
  • Area: 168
  • Dimensions: 14x12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Family Room

  • Level: First
  • Area: 323
  • Dimensions: 19x17

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Stone Counters,Walk-In Closet(s)
  • Flooring: Bamboo,Ceramic Tile,Laminate
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Foyer

  • Level: First
  • Area: 54
  • Dimensions: 9x6

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,213
  • Total interior livable area: 2,372 sqft

Kitchen

  • Level: First
  • Area: 117
  • Dimensions: 9x13

Laundry

  • Level: First
  • Area: 54
  • Dimensions: 9x6

Primary Bathroom

  • Level: First
  • Area: 72
  • Dimensions: 12x6

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 195
  • Dimensions: 15x13

Property

Details

  • Parcel number: 242720000000024490
  • Zoning: RE-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lighting,Screen Enclosure
  • Patio & porch: Rear Porch,Screened
  • Exterior features: None
  • Spa features: In Ground

Lot

  • Lot size: 0.84 Acres
  • Features: Cul-De-Sac,In County,Street Dead-End

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Side,Oversized
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$439$5,268
Property Taxes $25$300
Electricity $238$2,864
Total$2,976$35,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$102,034/yr
40% on housing$89,280/yr
45% on housing$79,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 33805$104
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33805$176
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$449,900
2026-08-05Contingent$449,900
2026-07-28Listed for sale$449,900
2018-01-05Sold$263,000
2017-11-30Pending sale$284,900
2017-11-15Price change$284,900
2017-10-30Price change$294,900
2017-10-05Listed for sale$299,900
2017-08-18Sold$146,200
2012-07-25Sold$164,900
2012-04-26Listed for sale$179,900
2003-09-17Sold$150,500

For Sale by Agent

AgentLorrie Clark
BrokerageREMAX EXPERTS

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