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1001 CANARY CIRCLE S, Lakeland, FL, 33809

2beds
2baths
1,148sqft
$282,000
$246price/sqft
$2,163/moest. monthly cost
$86,520/yrincome needed

About This Home

Under contract-accepting backup offers. Enjoy the best of both worlds in this beautifully maintained home located in a sought-after 55+ community! Spend your days taking advantage of the neighborhood's outstanding amenities and active lifestyle, or relax in the privacy of your own screened-in pool overlooking a peaceful backyard with no rear neighbors. The spacious screened lanai offers the perfect setting for morning coffee, outdoor dining, or simply unwinding. Inside, the thoughtfully designed split-bedroom floor plan provides comfort and privacy with two bedrooms and two full bathrooms. The spacious primary suite features direct access to the lanai and includes an ensuite bath with a walk-in shower and linen closet. The guest bathroom offers a tub/shower combination for added convenience. The bright eat-in kitchen showcases granite countertops, an attractive tile backsplash, updated appliances, and a cozy dining area with views of the pool and easy access to the lanai. Fresh interior paint gives the home a clean, modern feel, while laminate flooring throughout the main living areas and bedrooms, along with ceramic tile in the kitchen and baths, provides both style and easy maintenance. Additional updates include a new roof installed in 2024, offering peace of mind for years to come. The low HOA fee of just $150 monthly includes lawn care, cable, internet, and access to the community's exceptional amenities, making it easy to enjoy a carefree Florida lifestyle. Whether you're looking for an active social calendar or your own private backyard retreat, this home offers the perfect combination of comfort, convenience, and relaxation.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

2/10
3/10
Lake Gibson Senior High SchoolGrades PK,9-121.6 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Garage

Balcony Porch Lanai

  • Level: First
  • Area: 555
  • Dimensions: 37x15

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 120
  • Dimensions: 10x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dinette

  • Level: First
  • Area: 56
  • Dimensions: 8x7

Dining Room

  • Level: First
  • Area: 72
  • Dimensions: 8x9

Features

  • Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Split Bedroom,Stone Counters,Thermostat
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,785
  • Total interior livable area: 1,148 sqft

Kitchen

  • Level: First
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Level: First
  • Area: 270
  • Dimensions: 15x18

Primary Bedroom

  • Features: Built-in Closet
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Property

Details

  • Parcel number: 242720161740001330
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Screen Enclosure
  • Patio & porch: Enclosed,Patio,Porch,Screened
  • Exterior features: Irrigation System,Lighting
  • Fencing: Masonry
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 7,248 sqft
  • Features: Landscaped

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,425$17,100
Home Insurance *$221$2,652
Property Taxes $320$3,840
Electricity $197$2,366
Total$2,163$25,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,160/yr
40% on housing$64,890/yr
45% on housing$57,680/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 33809$164
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33809$191
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Listed for sale$282,000
2026-08-10Contingent$282,000
2026-07-15Listed for sale$282,000
2021-04-13Sold$185,000
2021-03-12Pending sale$185,000
2021-03-06Listed for sale$185,000
2013-02-27Sold$120,000
2012-12-06Listed for sale$125,000
2002-01-15Sold$100,000
1994-06-09Sold$73,300

For Sale by Agent

AgentGinger Quirk
BrokerageCOLDWELL BANKER REALTY

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