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58 Vail Colony APT 7, Fox Lake, IL, 60020

1beds
1baths
500sqft
$107,500
$215price/sqft
$939/moest. monthly cost
$37,560/yrincome needed

About This Home

BEST BUY IN FOX LAKE - Resort Living at an Unbeatable Price Wake up to stunning marina views from your private deck in this move-in ready, 2nd-floor waterfront condo. Smartly laid-out living space featuring an updated bathroom, kitchen with granite countertops and breakfast bar, reverse-osmosis water system, new HVAC, wood laminate floors, and mirrored closets. The building has a brand-new roof, and the deck/balcony is scheduled for a full refresh this summer/fall. The kitchen cabinets, backsplash and balcony sliding door leave room for a buyer to put their own stamp on the space - priced accordingly. Pets welcome. Set inside a gated, 7-day security community: lake rights, private beach and pavilion, pool, boat launch, slip/storage availability, nature trail, dog park, tennis, basketball, volleyball, baseball field, two clubhouses, two parks, and two fire pits. Minutes from dining, shopping, the Metra, and the Chain O' Lakes. Still time to enjoy the summer of 2026 poolside or on the lake.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

4/10
Lotus SchoolGrades PK-40.7 mi
4/10
Stanton SchoolGrades 5-83.1 mi
3/10

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main
  • Area: 35
  • Dimensions: 5X7

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 500
  • Total interior livable area: 500 sqft

Kitchen

  • Level: Main
  • Area: 64
  • Dimensions: 8X8

Living Room

  • Level: Main
  • Area: 140
  • Dimensions: 14X10

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Main
  • Area: 130
  • Dimensions: 13X10

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 01331009090000
  • Special condition: Standard

Features

  • Pool features: In Ground
  • Has view: Yes
  • View description: Back of Property
  • Has water view: Yes
  • Water view: Back of Property
  • On waterfront: Yes

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $543$6,516
Home Insurance *$64$768
Property Taxes $202$2,424
Electricity $130$1,569
Total$939$11,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$32,194/yr
40% on housing$28,170/yr
45% on housing$25,040/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$215This listing

vs Other Active Listings

Avg $/sqft

ZIP 60020$191
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60020$156
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for rent$1,300
2026-07-26Price change$107,500
2026-07-08Listed for sale$110,000
2026-06-29Listing removed$110,000
2026-06-23Price change$110,000
2026-04-30Price change$112,500
2026-04-11Listed for sale$115,000
2020-11-20Sold$40,000
2020-11-08Pending sale$48,500
2020-11-01Price change$48,500
2020-10-26Listed for sale$50,000
2020-09-29Pending sale$50,000
2020-09-28Listed for sale$50,000
2017-07-28Sold$43,400
2017-07-02Pending sale$44,900
2017-06-20Price change$44,900
2017-06-16Listed for sale$49,900
2004-08-18Sold$65,500
1996-08-02Sold$27,000
1994-09-14Sold$27,000

For Sale by Agent

AgentHenry B Torn
BrokerageListWithFreedom.com

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