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6408 Running Bear Dr, Lakeland, FL, 33813

5beds
3baths
3,516sqft
$650,000
$185price/sqft
$4,933/moest. monthly cost
$197,320/yrincome needed

About This Home

Exterior and interior was recently painted. New roof installed 2025. All three bathrooms were updated within most recent year. Entire house has laminate hardwood flooring. Granite counter tops in kitchen and bathrooms. Big master bedroom with sliding glass doors leading to the upstairs deck overlooking out into a beautiful view of the stunning salt water pool and horizon. Plenty of deck space for family BBQs.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Basement
  • Roof: Shingle
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Ice Maker,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Chute,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Crown Molding,Eating Space In Kitchen,High Ceilings,Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Solid Wood Cabinets,Stone Counters,Vaulted Ceiling(s),Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Engineered Hardwood,Laminate
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,516
  • Total interior livable area: 3,516 sqft

Kitchen

  • Level: First
  • Area: 150
  • Dimensions: 10x15

Living Room

  • Level: First
  • Area: 540
  • Dimensions: 30x18

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 360
  • Dimensions: 20x18

Property

Details

  • Parcel number: 242921287001000180
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Gunite,In Ground,Lighting,Outside Bath Access,Salt Water,Screen Enclosure
  • Patio & porch: Covered,Deck,Patio,Screened
  • Exterior features: Irrigation System,Lighting,Rain Gutters
  • Has spa: Yes

Lot

  • Lot size: 10,398 sqft
  • Features: Corner Lot,City Lot
  • Lot size dimensions: 87 x 122

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,286$39,432
Home Insurance *$610$7,320
Property Taxes $684$8,208
Electricity $353$4,246
Total$4,933$59,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,131/yr
40% on housing$147,990/yr
45% on housing$131,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 33813$175
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33813$205
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-18Listed for sale$650,000
2025-10-04Listing removed$3,550
2025-09-08Listed for rent$3,550
2025-08-15Listing removed$3,550
2025-08-11Listed for rent$3,550
2024-08-17Listing removed$505,000
2021-08-16Sold$505,000
2021-06-29Pending sale$505,000
2021-06-29Price change$505,000
2021-06-26Listed for sale$499,900
2018-03-15Sold$349,000
2018-02-07Pending sale$349,000
2018-02-02Listed for sale$349,000
2015-12-31Sold$313,700
2015-06-29Price change$309,900
2015-05-10Listed for sale$314,900

For Sale by Agent

AgentStephen Hachey
BrokerageFLAT FEE MLS REALTY

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