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515 Twin Lakes Cir, Lakeland, FL, 33815

4beds
2baths
1,612sqft
$265,000
$164price/sqft
$2,181/moest. monthly cost
$87,240/yrincome needed

About This Home

Old home was replaced with a brand new 4 bed 2 bath double wide 26' X 62' 1612 ft² home built by Champion in 2024 and delivered/installed this year. Home built to Wind Zone 3 standard. Not in a park, on its own land on a quiet tree lined street off New Tampa Highway. Lot size is 85x90. Property includes part of the lake which has several species of large turtles and attracts large birds which wade and feed in it and provides a nice view. No flooding during the last 2 hurricanes (we live next door). Not in a flood zone (zone X) and flood insurance isn't required. New central A/C unit, new power pole/panel/meter and wiring. New refrigerator, electric range, and dishwasher. Laundry room with washer/dryer hookups. Conveniently located 5 minutes from award winning Bonnet Springs Park, I-4, Silvermoon Drive-In, and 7 minutes to downtown Lakeland, 30 minutes to Tampa and 45 to Orlando (without traffic) 3D/Virtual tours will be added soon. Please note that Google street & satellite view images are outdated images of the old home.

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

3/10
1/10
Kathleen Middle SchoolGrades 6-86.1 mi
3/10
Kathleen Senior High SchoolGrades PK,9-121.4 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding,Wood Frame

Other

  • Builder name: Champion Homes

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Ranch
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Exhaust Fan,Ice Maker,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,Open Floorplan,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds
  • Flooring: Linoleum

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,612
  • Total interior livable area: 1,612 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 204
  • Dimensions: 17x12

Primary Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Garden Bath,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 15x12

Property

Accessibility

  • Accessibility features: Central Living Area

Details

  • Parcel number: 232822000000031350
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Park/Greenbelt,Trees/Woods,Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond
  • On waterfront: Yes
  • Waterfront features: Pond,Pond Access
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 7,649 sqft
  • Features: City Lot
  • Lot size dimensions: 85 x 90

Parking

  • Parking features: Boat,Driveway,Off Street,RV Access/Parking
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Inland Flooding
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,339$16,068
Home Insurance *$196$2,352
Property Taxes $449$5,388
Electricity $197$2,366
Total$2,181$26,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$74,777/yr
40% on housing$65,430/yr
45% on housing$58,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 33815$32
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33815$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-20Price change$265,000
2025-10-21Price change$270,000
2025-10-08Price change$275,000
2025-10-02Price change$280,000
2025-09-28Price change$285,000
2025-09-23Listed for sale$295,000
2024-01-16Sold$45,000
2023-12-21Pending sale$45,000
2023-12-18Listed for sale$45,000
1994-04-01Sold$38,500

New Construction

AgentMatt Buttner
BrokerageLIST NOW REALTY, LLC

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