See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

521 Oak Rdg E, Lakeland, FL, 33801

3beds
2baths
1,440sqft
$179,000
$124price/sqft
$1,450/moest. monthly cost
$58,000/yrincome needed

About This Home

Welcome home to this beautifully updated 3-bedroom, 2-bath mobile home located in an all-ages community in Lakeland and situated on owned land with no HOA! Featuring recent updates, an open floor plan, and a dedicated office space, this home offers both comfort and functionality. The home features new vinyl flooring throughout the main living area, fresh interior paint, and kitchen upgrades, creating a bright, modern feel. The spacious kitchen is the heart of the home, complete with a large island and open flow into the living area—perfect for everyday living and entertaining. A dedicated dining space and indoor laundry add to the home’s convenience. The primary bedroom features an en-suite bathroom with a garden tub, separate shower, and generous closet space. Two additional bedrooms and a second full bath provide flexibility for guests, family, or a home office. Enjoy Florida living year-round in the Florida room, ideal for relaxing or additional living space. Outside, you’ll find a covered carport with ample parking, a covered front porch sitting area, and a shed in the backyard for extra storage. With no HOA restrictions, recent improvements, and plenty of indoor and outdoor space, this property is well suited as a primary residence, second home, or an investment opportunity to add to a rental portfolio. Conveniently located in Lakeland, this move-in-ready home offers versatility and value.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

1/10
2/10
Tenoroc High SchoolGrades 9-123.0 mi

Construction

Condition

  • Year built: 1975

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Mobile Home

Interior

Appliances

  • Appliances included: Electric Water Heater,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Ceiling Fan(s),Built-in Closet
  • Level: First

Bedroom3

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Open Floorplan,Thermostat
  • Flooring: Carpet,Vinyl

Florida Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,440
  • Total interior livable area: 1,440 sqft

Kitchen

  • Features: Kitchen Island
  • Level: First

Living Room

  • Features: Ceiling Fan(s)
  • Level: First

Office

  • Features: Built-In Shelving
  • Level: First

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Tub with Separate Shower Stall,Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 242823242210000660
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered
  • Exterior features: Private Mailbox

Lot

  • Lot size: 6,390 sqft

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $905$10,860
Home Insurance *$153$1,836
Property Taxes $195$2,340
Electricity $197$2,366
Total$1,450$17,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,714/yr
40% on housing$43,500/yr
45% on housing$38,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$124This listing

vs Other Active Listings

Avg $/sqft

ZIP 33801$93
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33801$189
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$189,000
2026-04-26Price change$195,000
2026-04-09Price change$199,998
2026-03-20Price change$199,999
2026-02-18Price change$209,999
2026-02-06Listed for sale$220,000
2024-03-06Sold$128,000
2024-02-16Pending sale$130,000
2024-02-10Listed for sale$130,000
1999-07-07Sold$40,000

For Sale by Agent

AgentHeather Alford
BrokerageBHHS FLORIDA PROPERTIES GROUP

Similar Homes