See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

725 Peninsular Dr, Lakeland, FL, 33813

3beds
3baths
2,002sqft
$479,000
$239price/sqft
$3,624/moest. monthly cost
$144,960/yrincome needed

About This Home

ATTENTION: If you are considering becoming a SNOW BIRD in Lakeland, FL this might be the house for you!!! Don't miss this special lakefront offering set on a peninsula with lake views from the front and rear of the house plus a private dock - a great spot to fish or just relax! This 3/2.5 has over 2000 sq ft of living area and is being sold TURNKEY. Downstairs features a great room with a soaring ceiling, gas fireplace and triple sliding glass pocket doors that lead out to the spacious screened lanai - a great spot to watch the sunrise! The kitchen has a breakfast bar plus an eating area that offers a different lake view. The large primary bedroom features an ample sized walk in closet and an ensuite bath with soaker tub, separate shower and a dual sink vanity. A powder room, inside utility room and double car garage complete the 1st floor. Upstairs are 2 bedrooms each with a walk in closet and a shared Jack and Jill bathroom. The home is well landscaped and the irrigation system uses lake water - a nice savings on your water bill! The CHA was replaced in 2025 and the exterior of the house was repainted at that time. The home was repiped by the former owner. This home is move in ready (includes the furnishings!) - great spot to Staycation at Home!!!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Completed
  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco,Vinyl Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Inside,Laundry Room

Balcony Porch Lanai

  • Level: First
  • Area: 240
  • Dimensions: 12x20

Bedroom2

  • Features: Jack & Jill Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 154
  • Dimensions: 11x14

Bedroom3

  • Features: Jack & Jill Bathroom,Walk-In Closet(s)
  • Level: Second
  • Area: 169
  • Dimensions: 13x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Skylight(s)
  • Flooring: Carpet,Ceramic Tile,Laminate
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Great Room

  • Level: First
  • Area: 420
  • Dimensions: 21x20

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,720
  • Total interior livable area: 2,002 sqft

Kitchen

  • Features: Breakfast Bar
  • Level: First
  • Area: 242
  • Dimensions: 11x22

Primary Bedroom

  • Features: Dual Sinks,En Suite Bathroom,Tub with Separate Shower Stall,Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 15x15

Utility Room

  • Level: First
  • Area: 80
  • Dimensions: 8x10

Property

Details

  • Parcel number: 232924141882000200
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Irrigation System
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges,Fishing Pier,Private Lake Dues Required,Seawall
  • Waterbody name: LAKE CLARK NORTH
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 6,991 sqft
  • Features: Flood Insurance Required,FloodZone,In County,Landscaped,Level
  • Lot size dimensions: 50 x 141

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Hurricane

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,422$29,064
Home Insurance *$449$5,388
Property Taxes $552$6,624
Electricity $201$2,417
Total$3,624$43,488
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,251/yr
40% on housing$108,720/yr
45% on housing$96,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 33813$174
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33813$205
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$495,000
2026-01-01Listing removed$499,000
2025-08-22Listed for sale$499,000
2014-03-05Sold$220,000
2013-11-27Price change$225,000
2013-10-05Listed for sale$230,000
1994-07-07Sold$39,900

For Sale by Agent

AgentBetsy Martin
BrokerageREMAX EXPERTS

Similar Homes